贷款6.6万（公积金贷款）房贷，还款5年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：6.6万
还款月数：5年
每月还款：1174.24元
利息总额：4454.3元
本息合计：7.05万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-05 | 1174.24 | 143.00 | 1031.24 | 64968.76 |
| 2 | 2024-06 | 1174.24 | 140.77 | 1033.47 | 63935.29 |
| 3 | 2024-07 | 1174.24 | 138.53 | 1035.71 | 62899.58 |
| 4 | 2024-08 | 1174.24 | 136.28 | 1037.96 | 61861.62 |
| 5 | 2024-09 | 1174.24 | 134.03 | 1040.20 | 60821.42 |
| 6 | 2024-10 | 1174.24 | 131.78 | 1042.46 | 59778.96 |
| 7 | 2024-11 | 1174.24 | 129.52 | 1044.72 | 58734.24 |
| 8 | 2024-12 | 1174.24 | 127.26 | 1046.98 | 57687.26 |
| 9 | 2025-01 | 1174.24 | 124.99 | 1049.25 | 56638.01 |
| 10 | 2025-02 | 1174.24 | 122.72 | 1051.52 | 55586.49 |
| 11 | 2025-03 | 1174.24 | 120.44 | 1053.80 | 54532.69 |
| 12 | 2025-04 | 1174.24 | 118.15 | 1056.08 | 53476.60 |
| 13 | 2025-05 | 1174.24 | 115.87 | 1058.37 | 52418.23 |
| 14 | 2025-06 | 1174.24 | 113.57 | 1060.67 | 51357.57 |
| 15 | 2025-07 | 1174.24 | 111.27 | 1062.96 | 50294.60 |
| 16 | 2025-08 | 1174.24 | 108.97 | 1065.27 | 49229.34 |
| 17 | 2025-09 | 1174.24 | 106.66 | 1067.57 | 48161.76 |
| 18 | 2025-10 | 1174.24 | 104.35 | 1069.89 | 47091.87 |
| 19 | 2025-11 | 1174.24 | 102.03 | 1072.21 | 46019.67 |
| 20 | 2025-12 | 1174.24 | 99.71 | 1074.53 | 44945.14 |
| 21 | 2026-01 | 1174.24 | 97.38 | 1076.86 | 43868.28 |
| 22 | 2026-02 | 1174.24 | 95.05 | 1079.19 | 42789.09 |
| 23 | 2026-03 | 1174.24 | 92.71 | 1081.53 | 41707.56 |
| 24 | 2026-04 | 1174.24 | 90.37 | 1083.87 | 40623.69 |
| 25 | 2026-05 | 1174.24 | 88.02 | 1086.22 | 39537.47 |
| 26 | 2026-06 | 1174.24 | 85.66 | 1088.57 | 38448.90 |
| 27 | 2026-07 | 1174.24 | 83.31 | 1090.93 | 37357.96 |
| 28 | 2026-08 | 1174.24 | 80.94 | 1093.30 | 36264.67 |
| 29 | 2026-09 | 1174.24 | 78.57 | 1095.66 | 35169.00 |
| 30 | 2026-10 | 1174.24 | 76.20 | 1098.04 | 34070.96 |
| 31 | 2026-11 | 1174.24 | 73.82 | 1100.42 | 32970.55 |
| 32 | 2026-12 | 1174.24 | 71.44 | 1102.80 | 31867.74 |
| 33 | 2027-01 | 1174.24 | 69.05 | 1105.19 | 30762.55 |
| 34 | 2027-02 | 1174.24 | 66.65 | 1107.59 | 29654.97 |
| 35 | 2027-03 | 1174.24 | 64.25 | 1109.99 | 28544.98 |
| 36 | 2027-04 | 1174.24 | 61.85 | 1112.39 | 27432.59 |
| 37 | 2027-05 | 1174.24 | 59.44 | 1114.80 | 26317.79 |
| 38 | 2027-06 | 1174.24 | 57.02 | 1117.22 | 25200.57 |
| 39 | 2027-07 | 1174.24 | 54.60 | 1119.64 | 24080.93 |
| 40 | 2027-08 | 1174.24 | 52.18 | 1122.06 | 22958.87 |
| 41 | 2027-09 | 1174.24 | 49.74 | 1124.49 | 21834.38 |
| 42 | 2027-10 | 1174.24 | 47.31 | 1126.93 | 20707.45 |
| 43 | 2027-11 | 1174.24 | 44.87 | 1129.37 | 19578.08 |
| 44 | 2027-12 | 1174.24 | 42.42 | 1131.82 | 18446.26 |
| 45 | 2028-01 | 1174.24 | 39.97 | 1134.27 | 17311.98 |
| 46 | 2028-02 | 1174.24 | 37.51 | 1136.73 | 16175.26 |
| 47 | 2028-03 | 1174.24 | 35.05 | 1139.19 | 15036.06 |
| 48 | 2028-04 | 1174.24 | 32.58 | 1141.66 | 13894.40 |
| 49 | 2028-05 | 1174.24 | 30.10 | 1144.13 | 12750.27 |
| 50 | 2028-06 | 1174.24 | 27.63 | 1146.61 | 11603.66 |
| 51 | 2028-07 | 1174.24 | 25.14 | 1149.10 | 10454.56 |
| 52 | 2028-08 | 1174.24 | 22.65 | 1151.59 | 9302.97 |
| 53 | 2028-09 | 1174.24 | 20.16 | 1154.08 | 8148.89 |
| 54 | 2028-10 | 1174.24 | 17.66 | 1156.58 | 6992.31 |
| 55 | 2028-11 | 1174.24 | 15.15 | 1159.09 | 5833.22 |
| 56 | 2028-12 | 1174.24 | 12.64 | 1161.60 | 4671.62 |
| 57 | 2029-01 | 1174.24 | 10.12 | 1164.12 | 3507.50 |
| 58 | 2029-02 | 1174.24 | 7.60 | 1166.64 | 2340.87 |
| 59 | 2029-03 | 1174.24 | 5.07 | 1169.17 | 1171.70 |
| 60 | 2029-04 | 1174.24 | 2.54 | 1171.70 | 0.00 |
等额本金还款方式：
贷款总额：6.6万
还款月数：5年
首月还款：1243元
每月递减：2.38元
利息总额：4361.5元
本息合计：7.04万
节省利息：92.8元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-05 | 1243.00 | 143.00 | 1100.00 | 64900.00 |
| 2 | 2024-06 | 1240.62 | 140.62 | 1100.00 | 63800.00 |
| 3 | 2024-07 | 1238.23 | 138.23 | 1100.00 | 62700.00 |
| 4 | 2024-08 | 1235.85 | 135.85 | 1100.00 | 61600.00 |
| 5 | 2024-09 | 1233.47 | 133.47 | 1100.00 | 60500.00 |
| 6 | 2024-10 | 1231.08 | 131.08 | 1100.00 | 59400.00 |
| 7 | 2024-11 | 1228.70 | 128.70 | 1100.00 | 58300.00 |
| 8 | 2024-12 | 1226.32 | 126.32 | 1100.00 | 57200.00 |
| 9 | 2025-01 | 1223.93 | 123.93 | 1100.00 | 56100.00 |
| 10 | 2025-02 | 1221.55 | 121.55 | 1100.00 | 55000.00 |
| 11 | 2025-03 | 1219.17 | 119.17 | 1100.00 | 53900.00 |
| 12 | 2025-04 | 1216.78 | 116.78 | 1100.00 | 52800.00 |
| 13 | 2025-05 | 1214.40 | 114.40 | 1100.00 | 51700.00 |
| 14 | 2025-06 | 1212.02 | 112.02 | 1100.00 | 50600.00 |
| 15 | 2025-07 | 1209.63 | 109.63 | 1100.00 | 49500.00 |
| 16 | 2025-08 | 1207.25 | 107.25 | 1100.00 | 48400.00 |
| 17 | 2025-09 | 1204.87 | 104.87 | 1100.00 | 47300.00 |
| 18 | 2025-10 | 1202.48 | 102.48 | 1100.00 | 46200.00 |
| 19 | 2025-11 | 1200.10 | 100.10 | 1100.00 | 45100.00 |
| 20 | 2025-12 | 1197.72 | 97.72 | 1100.00 | 44000.00 |
| 21 | 2026-01 | 1195.33 | 95.33 | 1100.00 | 42900.00 |
| 22 | 2026-02 | 1192.95 | 92.95 | 1100.00 | 41800.00 |
| 23 | 2026-03 | 1190.57 | 90.57 | 1100.00 | 40700.00 |
| 24 | 2026-04 | 1188.18 | 88.18 | 1100.00 | 39600.00 |
| 25 | 2026-05 | 1185.80 | 85.80 | 1100.00 | 38500.00 |
| 26 | 2026-06 | 1183.42 | 83.42 | 1100.00 | 37400.00 |
| 27 | 2026-07 | 1181.03 | 81.03 | 1100.00 | 36300.00 |
| 28 | 2026-08 | 1178.65 | 78.65 | 1100.00 | 35200.00 |
| 29 | 2026-09 | 1176.27 | 76.27 | 1100.00 | 34100.00 |
| 30 | 2026-10 | 1173.88 | 73.88 | 1100.00 | 33000.00 |
| 31 | 2026-11 | 1171.50 | 71.50 | 1100.00 | 31900.00 |
| 32 | 2026-12 | 1169.12 | 69.12 | 1100.00 | 30800.00 |
| 33 | 2027-01 | 1166.73 | 66.73 | 1100.00 | 29700.00 |
| 34 | 2027-02 | 1164.35 | 64.35 | 1100.00 | 28600.00 |
| 35 | 2027-03 | 1161.97 | 61.97 | 1100.00 | 27500.00 |
| 36 | 2027-04 | 1159.58 | 59.58 | 1100.00 | 26400.00 |
| 37 | 2027-05 | 1157.20 | 57.20 | 1100.00 | 25300.00 |
| 38 | 2027-06 | 1154.82 | 54.82 | 1100.00 | 24200.00 |
| 39 | 2027-07 | 1152.43 | 52.43 | 1100.00 | 23100.00 |
| 40 | 2027-08 | 1150.05 | 50.05 | 1100.00 | 22000.00 |
| 41 | 2027-09 | 1147.67 | 47.67 | 1100.00 | 20900.00 |
| 42 | 2027-10 | 1145.28 | 45.28 | 1100.00 | 19800.00 |
| 43 | 2027-11 | 1142.90 | 42.90 | 1100.00 | 18700.00 |
| 44 | 2027-12 | 1140.52 | 40.52 | 1100.00 | 17600.00 |
| 45 | 2028-01 | 1138.13 | 38.13 | 1100.00 | 16500.00 |
| 46 | 2028-02 | 1135.75 | 35.75 | 1100.00 | 15400.00 |
| 47 | 2028-03 | 1133.37 | 33.37 | 1100.00 | 14300.00 |
| 48 | 2028-04 | 1130.98 | 30.98 | 1100.00 | 13200.00 |
| 49 | 2028-05 | 1128.60 | 28.60 | 1100.00 | 12100.00 |
| 50 | 2028-06 | 1126.22 | 26.22 | 1100.00 | 11000.00 |
| 51 | 2028-07 | 1123.83 | 23.83 | 1100.00 | 9900.00 |
| 52 | 2028-08 | 1121.45 | 21.45 | 1100.00 | 8800.00 |
| 53 | 2028-09 | 1119.07 | 19.07 | 1100.00 | 7700.00 |
| 54 | 2028-10 | 1116.68 | 16.68 | 1100.00 | 6600.00 |
| 55 | 2028-11 | 1114.30 | 14.30 | 1100.00 | 5500.00 |
| 56 | 2028-12 | 1111.92 | 11.92 | 1100.00 | 4400.00 |
| 57 | 2029-01 | 1109.53 | 9.53 | 1100.00 | 3300.00 |
| 58 | 2029-02 | 1107.15 | 7.15 | 1100.00 | 2200.00 |
| 59 | 2029-03 | 1104.77 | 4.77 | 1100.00 | 1100.00 |
| 60 | 2029-04 | 1102.38 | 2.38 | 1100.00 | 0.00 |