贷款6.6万（公积金贷款）房贷，还款3年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：6.6万
还款月数：3年
每月还款：1907.75元
利息总额：2678.9元
本息合计：6.87万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-05 | 1907.75 | 143.00 | 1764.75 | 64235.25 |
| 2 | 2024-06 | 1907.75 | 139.18 | 1768.57 | 62466.68 |
| 3 | 2024-07 | 1907.75 | 135.34 | 1772.40 | 60694.28 |
| 4 | 2024-08 | 1907.75 | 131.50 | 1776.24 | 58918.04 |
| 5 | 2024-09 | 1907.75 | 127.66 | 1780.09 | 57137.95 |
| 6 | 2024-10 | 1907.75 | 123.80 | 1783.95 | 55354.00 |
| 7 | 2024-11 | 1907.75 | 119.93 | 1787.81 | 53566.18 |
| 8 | 2024-12 | 1907.75 | 116.06 | 1791.69 | 51774.50 |
| 9 | 2025-01 | 1907.75 | 112.18 | 1795.57 | 49978.93 |
| 10 | 2025-02 | 1907.75 | 108.29 | 1799.46 | 48179.47 |
| 11 | 2025-03 | 1907.75 | 104.39 | 1803.36 | 46376.11 |
| 12 | 2025-04 | 1907.75 | 100.48 | 1807.27 | 44568.84 |
| 13 | 2025-05 | 1907.75 | 96.57 | 1811.18 | 42757.66 |
| 14 | 2025-06 | 1907.75 | 92.64 | 1815.11 | 40942.56 |
| 15 | 2025-07 | 1907.75 | 88.71 | 1819.04 | 39123.52 |
| 16 | 2025-08 | 1907.75 | 84.77 | 1822.98 | 37300.54 |
| 17 | 2025-09 | 1907.75 | 80.82 | 1826.93 | 35473.61 |
| 18 | 2025-10 | 1907.75 | 76.86 | 1830.89 | 33642.72 |
| 19 | 2025-11 | 1907.75 | 72.89 | 1834.85 | 31807.87 |
| 20 | 2025-12 | 1907.75 | 68.92 | 1838.83 | 29969.04 |
| 21 | 2026-01 | 1907.75 | 64.93 | 1842.81 | 28126.22 |
| 22 | 2026-02 | 1907.75 | 60.94 | 1846.81 | 26279.42 |
| 23 | 2026-03 | 1907.75 | 56.94 | 1850.81 | 24428.61 |
| 24 | 2026-04 | 1907.75 | 52.93 | 1854.82 | 22573.79 |
| 25 | 2026-05 | 1907.75 | 48.91 | 1858.84 | 20714.95 |
| 26 | 2026-06 | 1907.75 | 44.88 | 1862.86 | 18852.09 |
| 27 | 2026-07 | 1907.75 | 40.85 | 1866.90 | 16985.19 |
| 28 | 2026-08 | 1907.75 | 36.80 | 1870.95 | 15114.24 |
| 29 | 2026-09 | 1907.75 | 32.75 | 1875.00 | 13239.24 |
| 30 | 2026-10 | 1907.75 | 28.69 | 1879.06 | 11360.18 |
| 31 | 2026-11 | 1907.75 | 24.61 | 1883.13 | 9477.05 |
| 32 | 2026-12 | 1907.75 | 20.53 | 1887.21 | 7589.83 |
| 33 | 2027-01 | 1907.75 | 16.44 | 1891.30 | 5698.53 |
| 34 | 2027-02 | 1907.75 | 12.35 | 1895.40 | 3803.13 |
| 35 | 2027-03 | 1907.75 | 8.24 | 1899.51 | 1903.62 |
| 36 | 2027-04 | 1907.75 | 4.12 | 1903.62 | 0.00 |
等额本金还款方式：
贷款总额：6.6万
还款月数：3年
首月还款：1976.33元
每月递减：3.97元
利息总额：2645.5元
本息合计：6.86万
节省利息：33.4元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-05 | 1976.33 | 143.00 | 1833.33 | 64166.67 |
| 2 | 2024-06 | 1972.36 | 139.03 | 1833.33 | 62333.33 |
| 3 | 2024-07 | 1968.39 | 135.06 | 1833.33 | 60500.00 |
| 4 | 2024-08 | 1964.42 | 131.08 | 1833.33 | 58666.67 |
| 5 | 2024-09 | 1960.44 | 127.11 | 1833.33 | 56833.33 |
| 6 | 2024-10 | 1956.47 | 123.14 | 1833.33 | 55000.00 |
| 7 | 2024-11 | 1952.50 | 119.17 | 1833.33 | 53166.67 |
| 8 | 2024-12 | 1948.53 | 115.19 | 1833.33 | 51333.33 |
| 9 | 2025-01 | 1944.56 | 111.22 | 1833.33 | 49500.00 |
| 10 | 2025-02 | 1940.58 | 107.25 | 1833.33 | 47666.67 |
| 11 | 2025-03 | 1936.61 | 103.28 | 1833.33 | 45833.33 |
| 12 | 2025-04 | 1932.64 | 99.31 | 1833.33 | 44000.00 |
| 13 | 2025-05 | 1928.67 | 95.33 | 1833.33 | 42166.67 |
| 14 | 2025-06 | 1924.69 | 91.36 | 1833.33 | 40333.33 |
| 15 | 2025-07 | 1920.72 | 87.39 | 1833.33 | 38500.00 |
| 16 | 2025-08 | 1916.75 | 83.42 | 1833.33 | 36666.67 |
| 17 | 2025-09 | 1912.78 | 79.44 | 1833.33 | 34833.33 |
| 18 | 2025-10 | 1908.81 | 75.47 | 1833.33 | 33000.00 |
| 19 | 2025-11 | 1904.83 | 71.50 | 1833.33 | 31166.67 |
| 20 | 2025-12 | 1900.86 | 67.53 | 1833.33 | 29333.33 |
| 21 | 2026-01 | 1896.89 | 63.56 | 1833.33 | 27500.00 |
| 22 | 2026-02 | 1892.92 | 59.58 | 1833.33 | 25666.67 |
| 23 | 2026-03 | 1888.94 | 55.61 | 1833.33 | 23833.33 |
| 24 | 2026-04 | 1884.97 | 51.64 | 1833.33 | 22000.00 |
| 25 | 2026-05 | 1881.00 | 47.67 | 1833.33 | 20166.67 |
| 26 | 2026-06 | 1877.03 | 43.69 | 1833.33 | 18333.33 |
| 27 | 2026-07 | 1873.06 | 39.72 | 1833.33 | 16500.00 |
| 28 | 2026-08 | 1869.08 | 35.75 | 1833.33 | 14666.67 |
| 29 | 2026-09 | 1865.11 | 31.78 | 1833.33 | 12833.33 |
| 30 | 2026-10 | 1861.14 | 27.81 | 1833.33 | 11000.00 |
| 31 | 2026-11 | 1857.17 | 23.83 | 1833.33 | 9166.67 |
| 32 | 2026-12 | 1853.19 | 19.86 | 1833.33 | 7333.33 |
| 33 | 2027-01 | 1849.22 | 15.89 | 1833.33 | 5500.00 |
| 34 | 2027-02 | 1845.25 | 11.92 | 1833.33 | 3666.67 |
| 35 | 2027-03 | 1841.28 | 7.94 | 1833.33 | 1833.33 |
| 36 | 2027-04 | 1837.31 | 3.97 | 1833.33 | 0.00 |