贷款11万（公积金贷款）房贷，还款5年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：11万
还款月数：5年
每月还款：1988.8元
利息总额：9328.02元
本息合计：11.93万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-04 | 1988.80 | 297.92 | 1690.88 | 108309.12 |
| 2 | 2024-05 | 1988.80 | 293.34 | 1695.46 | 106613.65 |
| 3 | 2024-06 | 1988.80 | 288.75 | 1700.05 | 104913.60 |
| 4 | 2024-07 | 1988.80 | 284.14 | 1704.66 | 103208.94 |
| 5 | 2024-08 | 1988.80 | 279.52 | 1709.28 | 101499.66 |
| 6 | 2024-09 | 1988.80 | 274.89 | 1713.91 | 99785.76 |
| 7 | 2024-10 | 1988.80 | 270.25 | 1718.55 | 98067.21 |
| 8 | 2024-11 | 1988.80 | 265.60 | 1723.20 | 96344.01 |
| 9 | 2024-12 | 1988.80 | 260.93 | 1727.87 | 94616.14 |
| 10 | 2025-01 | 1988.80 | 256.25 | 1732.55 | 92883.59 |
| 11 | 2025-02 | 1988.80 | 251.56 | 1737.24 | 91146.35 |
| 12 | 2025-03 | 1988.80 | 246.85 | 1741.95 | 89404.41 |
| 13 | 2025-04 | 1988.80 | 242.14 | 1746.66 | 87657.74 |
| 14 | 2025-05 | 1988.80 | 237.41 | 1751.39 | 85906.35 |
| 15 | 2025-06 | 1988.80 | 232.66 | 1756.14 | 84150.21 |
| 16 | 2025-07 | 1988.80 | 227.91 | 1760.89 | 82389.32 |
| 17 | 2025-08 | 1988.80 | 223.14 | 1765.66 | 80623.66 |
| 18 | 2025-09 | 1988.80 | 218.36 | 1770.44 | 78853.21 |
| 19 | 2025-10 | 1988.80 | 213.56 | 1775.24 | 77077.97 |
| 20 | 2025-11 | 1988.80 | 208.75 | 1780.05 | 75297.92 |
| 21 | 2025-12 | 1988.80 | 203.93 | 1784.87 | 73513.06 |
| 22 | 2026-01 | 1988.80 | 199.10 | 1789.70 | 71723.35 |
| 23 | 2026-02 | 1988.80 | 194.25 | 1794.55 | 69928.80 |
| 24 | 2026-03 | 1988.80 | 189.39 | 1799.41 | 68129.39 |
| 25 | 2026-04 | 1988.80 | 184.52 | 1804.28 | 66325.11 |
| 26 | 2026-05 | 1988.80 | 179.63 | 1809.17 | 64515.94 |
| 27 | 2026-06 | 1988.80 | 174.73 | 1814.07 | 62701.87 |
| 28 | 2026-07 | 1988.80 | 169.82 | 1818.98 | 60882.89 |
| 29 | 2026-08 | 1988.80 | 164.89 | 1823.91 | 59058.98 |
| 30 | 2026-09 | 1988.80 | 159.95 | 1828.85 | 57230.13 |
| 31 | 2026-10 | 1988.80 | 155.00 | 1833.80 | 55396.33 |
| 32 | 2026-11 | 1988.80 | 150.03 | 1838.77 | 53557.56 |
| 33 | 2026-12 | 1988.80 | 145.05 | 1843.75 | 51713.81 |
| 34 | 2027-01 | 1988.80 | 140.06 | 1848.74 | 49865.07 |
| 35 | 2027-02 | 1988.80 | 135.05 | 1853.75 | 48011.32 |
| 36 | 2027-03 | 1988.80 | 130.03 | 1858.77 | 46152.55 |
| 37 | 2027-04 | 1988.80 | 125.00 | 1863.80 | 44288.75 |
| 38 | 2027-05 | 1988.80 | 119.95 | 1868.85 | 42419.90 |
| 39 | 2027-06 | 1988.80 | 114.89 | 1873.91 | 40545.98 |
| 40 | 2027-07 | 1988.80 | 109.81 | 1878.99 | 38667.00 |
| 41 | 2027-08 | 1988.80 | 104.72 | 1884.08 | 36782.92 |
| 42 | 2027-09 | 1988.80 | 99.62 | 1889.18 | 34893.74 |
| 43 | 2027-10 | 1988.80 | 94.50 | 1894.30 | 32999.44 |
| 44 | 2027-11 | 1988.80 | 89.37 | 1899.43 | 31100.01 |
| 45 | 2027-12 | 1988.80 | 84.23 | 1904.57 | 29195.44 |
| 46 | 2028-01 | 1988.80 | 79.07 | 1909.73 | 27285.71 |
| 47 | 2028-02 | 1988.80 | 73.90 | 1914.90 | 25370.81 |
| 48 | 2028-03 | 1988.80 | 68.71 | 1920.09 | 23450.73 |
| 49 | 2028-04 | 1988.80 | 63.51 | 1925.29 | 21525.44 |
| 50 | 2028-05 | 1988.80 | 58.30 | 1930.50 | 19594.94 |
| 51 | 2028-06 | 1988.80 | 53.07 | 1935.73 | 17659.20 |
| 52 | 2028-07 | 1988.80 | 47.83 | 1940.97 | 15718.23 |
| 53 | 2028-08 | 1988.80 | 42.57 | 1946.23 | 13772.00 |
| 54 | 2028-09 | 1988.80 | 37.30 | 1951.50 | 11820.50 |
| 55 | 2028-10 | 1988.80 | 32.01 | 1956.79 | 9863.71 |
| 56 | 2028-11 | 1988.80 | 26.71 | 1962.09 | 7901.63 |
| 57 | 2028-12 | 1988.80 | 21.40 | 1967.40 | 5934.23 |
| 58 | 2029-01 | 1988.80 | 16.07 | 1972.73 | 3961.50 |
| 59 | 2029-02 | 1988.80 | 10.73 | 1978.07 | 1983.43 |
| 60 | 2029-03 | 1988.80 | 5.37 | 1983.43 | 0.00 |
等额本金还款方式：
贷款总额：11万
还款月数：5年
首月还款：2131.25元
每月递减：4.97元
利息总额：9086.46元
本息合计：11.91万
节省利息：241.56元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-04 | 2131.25 | 297.92 | 1833.33 | 108166.67 |
| 2 | 2024-05 | 2126.28 | 292.95 | 1833.33 | 106333.33 |
| 3 | 2024-06 | 2121.32 | 287.99 | 1833.33 | 104500.00 |
| 4 | 2024-07 | 2116.35 | 283.02 | 1833.33 | 102666.67 |
| 5 | 2024-08 | 2111.39 | 278.06 | 1833.33 | 100833.33 |
| 6 | 2024-09 | 2106.42 | 273.09 | 1833.33 | 99000.00 |
| 7 | 2024-10 | 2101.46 | 268.13 | 1833.33 | 97166.67 |
| 8 | 2024-11 | 2096.49 | 263.16 | 1833.33 | 95333.33 |
| 9 | 2024-12 | 2091.53 | 258.19 | 1833.33 | 93500.00 |
| 10 | 2025-01 | 2086.56 | 253.23 | 1833.33 | 91666.67 |
| 11 | 2025-02 | 2081.60 | 248.26 | 1833.33 | 89833.33 |
| 12 | 2025-03 | 2076.63 | 243.30 | 1833.33 | 88000.00 |
| 13 | 2025-04 | 2071.67 | 238.33 | 1833.33 | 86166.67 |
| 14 | 2025-05 | 2066.70 | 233.37 | 1833.33 | 84333.33 |
| 15 | 2025-06 | 2061.74 | 228.40 | 1833.33 | 82500.00 |
| 16 | 2025-07 | 2056.77 | 223.44 | 1833.33 | 80666.67 |
| 17 | 2025-08 | 2051.81 | 218.47 | 1833.33 | 78833.33 |
| 18 | 2025-09 | 2046.84 | 213.51 | 1833.33 | 77000.00 |
| 19 | 2025-10 | 2041.88 | 208.54 | 1833.33 | 75166.67 |
| 20 | 2025-11 | 2036.91 | 203.58 | 1833.33 | 73333.33 |
| 21 | 2025-12 | 2031.94 | 198.61 | 1833.33 | 71500.00 |
| 22 | 2026-01 | 2026.98 | 193.65 | 1833.33 | 69666.67 |
| 23 | 2026-02 | 2022.01 | 188.68 | 1833.33 | 67833.33 |
| 24 | 2026-03 | 2017.05 | 183.72 | 1833.33 | 66000.00 |
| 25 | 2026-04 | 2012.08 | 178.75 | 1833.33 | 64166.67 |
| 26 | 2026-05 | 2007.12 | 173.78 | 1833.33 | 62333.33 |
| 27 | 2026-06 | 2002.15 | 168.82 | 1833.33 | 60500.00 |
| 28 | 2026-07 | 1997.19 | 163.85 | 1833.33 | 58666.67 |
| 29 | 2026-08 | 1992.22 | 158.89 | 1833.33 | 56833.33 |
| 30 | 2026-09 | 1987.26 | 153.92 | 1833.33 | 55000.00 |
| 31 | 2026-10 | 1982.29 | 148.96 | 1833.33 | 53166.67 |
| 32 | 2026-11 | 1977.33 | 143.99 | 1833.33 | 51333.33 |
| 33 | 2026-12 | 1972.36 | 139.03 | 1833.33 | 49500.00 |
| 34 | 2027-01 | 1967.40 | 134.06 | 1833.33 | 47666.67 |
| 35 | 2027-02 | 1962.43 | 129.10 | 1833.33 | 45833.33 |
| 36 | 2027-03 | 1957.47 | 124.13 | 1833.33 | 44000.00 |
| 37 | 2027-04 | 1952.50 | 119.17 | 1833.33 | 42166.67 |
| 38 | 2027-05 | 1947.53 | 114.20 | 1833.33 | 40333.33 |
| 39 | 2027-06 | 1942.57 | 109.24 | 1833.33 | 38500.00 |
| 40 | 2027-07 | 1937.60 | 104.27 | 1833.33 | 36666.67 |
| 41 | 2027-08 | 1932.64 | 99.31 | 1833.33 | 34833.33 |
| 42 | 2027-09 | 1927.67 | 94.34 | 1833.33 | 33000.00 |
| 43 | 2027-10 | 1922.71 | 89.38 | 1833.33 | 31166.67 |
| 44 | 2027-11 | 1917.74 | 84.41 | 1833.33 | 29333.33 |
| 45 | 2027-12 | 1912.78 | 79.44 | 1833.33 | 27500.00 |
| 46 | 2028-01 | 1907.81 | 74.48 | 1833.33 | 25666.67 |
| 47 | 2028-02 | 1902.85 | 69.51 | 1833.33 | 23833.33 |
| 48 | 2028-03 | 1897.88 | 64.55 | 1833.33 | 22000.00 |
| 49 | 2028-04 | 1892.92 | 59.58 | 1833.33 | 20166.67 |
| 50 | 2028-05 | 1887.95 | 54.62 | 1833.33 | 18333.33 |
| 51 | 2028-06 | 1882.99 | 49.65 | 1833.33 | 16500.00 |
| 52 | 2028-07 | 1878.02 | 44.69 | 1833.33 | 14666.67 |
| 53 | 2028-08 | 1873.06 | 39.72 | 1833.33 | 12833.33 |
| 54 | 2028-09 | 1868.09 | 34.76 | 1833.33 | 11000.00 |
| 55 | 2028-10 | 1863.13 | 29.79 | 1833.33 | 9166.67 |
| 56 | 2028-11 | 1858.16 | 24.83 | 1833.33 | 7333.33 |
| 57 | 2028-12 | 1853.19 | 19.86 | 1833.33 | 5500.00 |
| 58 | 2029-01 | 1848.23 | 14.90 | 1833.33 | 3666.67 |
| 59 | 2029-02 | 1843.26 | 9.93 | 1833.33 | 1833.33 |
| 60 | 2029-03 | 1838.30 | 4.97 | 1833.33 | 0.00 |