贷款51.62万（公积金贷款）房贷，还款2年1个月的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：51.62万
还款月数：2年1个月
每月还款：21290.19元
利息总额：1.61万
本息合计：53.23万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-05 | 21290.19 | 1225.90 | 20064.30 | 496102.70 |
| 2 | 2024-06 | 21290.19 | 1178.24 | 20111.95 | 475990.75 |
| 3 | 2024-07 | 21290.19 | 1130.48 | 20159.72 | 455831.03 |
| 4 | 2024-08 | 21290.19 | 1082.60 | 20207.60 | 435623.44 |
| 5 | 2024-09 | 21290.19 | 1034.61 | 20255.59 | 415367.85 |
| 6 | 2024-10 | 21290.19 | 986.50 | 20303.70 | 395064.15 |
| 7 | 2024-11 | 21290.19 | 938.28 | 20351.92 | 374712.24 |
| 8 | 2024-12 | 21290.19 | 889.94 | 20400.25 | 354311.98 |
| 9 | 2025-01 | 21290.19 | 841.49 | 20448.70 | 333863.28 |
| 10 | 2025-02 | 21290.19 | 792.93 | 20497.27 | 313366.01 |
| 11 | 2025-03 | 21290.19 | 744.24 | 20545.95 | 292820.06 |
| 12 | 2025-04 | 21290.19 | 695.45 | 20594.75 | 272225.31 |
| 13 | 2025-05 | 21290.19 | 646.54 | 20643.66 | 251581.65 |
| 14 | 2025-06 | 21290.19 | 597.51 | 20692.69 | 230888.97 |
| 15 | 2025-07 | 21290.19 | 548.36 | 20741.83 | 210147.13 |
| 16 | 2025-08 | 21290.19 | 499.10 | 20791.10 | 189356.04 |
| 17 | 2025-09 | 21290.19 | 449.72 | 20840.47 | 168515.56 |
| 18 | 2025-10 | 21290.19 | 400.22 | 20889.97 | 147625.59 |
| 19 | 2025-11 | 21290.19 | 350.61 | 20939.58 | 126686.01 |
| 20 | 2025-12 | 21290.19 | 300.88 | 20989.32 | 105696.69 |
| 21 | 2026-01 | 21290.19 | 251.03 | 21039.16 | 84657.53 |
| 22 | 2026-02 | 21290.19 | 201.06 | 21089.13 | 63568.40 |
| 23 | 2026-03 | 21290.19 | 150.97 | 21139.22 | 42429.18 |
| 24 | 2026-04 | 21290.19 | 100.77 | 21189.43 | 21239.75 |
| 25 | 2026-05 | 21290.19 | 50.44 | 21239.75 | 0.00 |
等额本金还款方式：
贷款总额：51.62万
还款月数：2年1个月
首月还款：21872.58元
每月递减：49.04元
利息总额：1.59万
本息合计：53.21万
节省利息：151.21元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-05 | 21872.58 | 1225.90 | 20646.68 | 495520.32 |
| 2 | 2024-06 | 21823.54 | 1176.86 | 20646.68 | 474873.64 |
| 3 | 2024-07 | 21774.50 | 1127.82 | 20646.68 | 454226.96 |
| 4 | 2024-08 | 21725.47 | 1078.79 | 20646.68 | 433580.28 |
| 5 | 2024-09 | 21676.43 | 1029.75 | 20646.68 | 412933.60 |
| 6 | 2024-10 | 21627.40 | 980.72 | 20646.68 | 392286.92 |
| 7 | 2024-11 | 21578.36 | 931.68 | 20646.68 | 371640.24 |
| 8 | 2024-12 | 21529.33 | 882.65 | 20646.68 | 350993.56 |
| 9 | 2025-01 | 21480.29 | 833.61 | 20646.68 | 330346.88 |
| 10 | 2025-02 | 21431.25 | 784.57 | 20646.68 | 309700.20 |
| 11 | 2025-03 | 21382.22 | 735.54 | 20646.68 | 289053.52 |
| 12 | 2025-04 | 21333.18 | 686.50 | 20646.68 | 268406.84 |
| 13 | 2025-05 | 21284.15 | 637.47 | 20646.68 | 247760.16 |
| 14 | 2025-06 | 21235.11 | 588.43 | 20646.68 | 227113.48 |
| 15 | 2025-07 | 21186.07 | 539.39 | 20646.68 | 206466.80 |
| 16 | 2025-08 | 21137.04 | 490.36 | 20646.68 | 185820.12 |
| 17 | 2025-09 | 21088.00 | 441.32 | 20646.68 | 165173.44 |
| 18 | 2025-10 | 21038.97 | 392.29 | 20646.68 | 144526.76 |
| 19 | 2025-11 | 20989.93 | 343.25 | 20646.68 | 123880.08 |
| 20 | 2025-12 | 20940.90 | 294.22 | 20646.68 | 103233.40 |
| 21 | 2026-01 | 20891.86 | 245.18 | 20646.68 | 82586.72 |
| 22 | 2026-02 | 20842.82 | 196.14 | 20646.68 | 61940.04 |
| 23 | 2026-03 | 20793.79 | 147.11 | 20646.68 | 41293.36 |
| 24 | 2026-04 | 20744.75 | 98.07 | 20646.68 | 20646.68 |
| 25 | 2026-05 | 20695.72 | 49.04 | 20646.68 | 0.00 |