贷款13.77万（公积金贷款）房贷，还款3年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：13.77万
还款月数：3年
每月还款：4018.91元
利息总额：7006.86元
本息合计：14.47万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-04 | 4018.91 | 372.87 | 3646.05 | 134027.95 |
| 2 | 2024-05 | 4018.91 | 362.99 | 3655.92 | 130372.03 |
| 3 | 2024-06 | 4018.91 | 353.09 | 3665.82 | 126706.21 |
| 4 | 2024-07 | 4018.91 | 343.16 | 3675.75 | 123030.46 |
| 5 | 2024-08 | 4018.91 | 333.21 | 3685.71 | 119344.76 |
| 6 | 2024-09 | 4018.91 | 323.23 | 3695.69 | 115649.07 |
| 7 | 2024-10 | 4018.91 | 313.22 | 3705.70 | 111943.37 |
| 8 | 2024-11 | 4018.91 | 303.18 | 3715.73 | 108227.64 |
| 9 | 2024-12 | 4018.91 | 293.12 | 3725.80 | 104501.84 |
| 10 | 2025-01 | 4018.91 | 283.03 | 3735.89 | 100765.96 |
| 11 | 2025-02 | 4018.91 | 272.91 | 3746.00 | 97019.95 |
| 12 | 2025-03 | 4018.91 | 262.76 | 3756.15 | 93263.80 |
| 13 | 2025-04 | 4018.91 | 252.59 | 3766.32 | 89497.48 |
| 14 | 2025-05 | 4018.91 | 242.39 | 3776.52 | 85720.96 |
| 15 | 2025-06 | 4018.91 | 232.16 | 3786.75 | 81934.20 |
| 16 | 2025-07 | 4018.91 | 221.91 | 3797.01 | 78137.20 |
| 17 | 2025-08 | 4018.91 | 211.62 | 3807.29 | 74329.91 |
| 18 | 2025-09 | 4018.91 | 201.31 | 3817.60 | 70512.30 |
| 19 | 2025-10 | 4018.91 | 190.97 | 3827.94 | 66684.36 |
| 20 | 2025-11 | 4018.91 | 180.60 | 3838.31 | 62846.05 |
| 21 | 2025-12 | 4018.91 | 170.21 | 3848.70 | 58997.35 |
| 22 | 2026-01 | 4018.91 | 159.78 | 3859.13 | 55138.22 |
| 23 | 2026-02 | 4018.91 | 149.33 | 3869.58 | 51268.64 |
| 24 | 2026-03 | 4018.91 | 138.85 | 3880.06 | 47388.58 |
| 25 | 2026-04 | 4018.91 | 128.34 | 3890.57 | 43498.01 |
| 26 | 2026-05 | 4018.91 | 117.81 | 3901.11 | 39596.90 |
| 27 | 2026-06 | 4018.91 | 107.24 | 3911.67 | 35685.23 |
| 28 | 2026-07 | 4018.91 | 96.65 | 3922.27 | 31762.97 |
| 29 | 2026-08 | 4018.91 | 86.02 | 3932.89 | 27830.08 |
| 30 | 2026-09 | 4018.91 | 75.37 | 3943.54 | 23886.54 |
| 31 | 2026-10 | 4018.91 | 64.69 | 3954.22 | 19932.32 |
| 32 | 2026-11 | 4018.91 | 53.98 | 3964.93 | 15967.39 |
| 33 | 2026-12 | 4018.91 | 43.25 | 3975.67 | 11991.72 |
| 34 | 2027-01 | 4018.91 | 32.48 | 3986.44 | 8005.29 |
| 35 | 2027-02 | 4018.91 | 21.68 | 3997.23 | 4008.06 |
| 36 | 2027-03 | 4018.91 | 10.86 | 4008.06 | 0.00 |
等额本金还款方式：
贷款总额：13.77万
还款月数：3年
首月还款：4197.14元
每月递减：10.36元
利息总额：6898.04元
本息合计：14.46万
节省利息：108.81元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-04 | 4197.14 | 372.87 | 3824.28 | 133849.72 |
| 2 | 2024-05 | 4186.79 | 362.51 | 3824.28 | 130025.44 |
| 3 | 2024-06 | 4176.43 | 352.15 | 3824.28 | 126201.17 |
| 4 | 2024-07 | 4166.07 | 341.79 | 3824.28 | 122376.89 |
| 5 | 2024-08 | 4155.72 | 331.44 | 3824.28 | 118552.61 |
| 6 | 2024-09 | 4145.36 | 321.08 | 3824.28 | 114728.33 |
| 7 | 2024-10 | 4135.00 | 310.72 | 3824.28 | 110904.06 |
| 8 | 2024-11 | 4124.64 | 300.37 | 3824.28 | 107079.78 |
| 9 | 2024-12 | 4114.29 | 290.01 | 3824.28 | 103255.50 |
| 10 | 2025-01 | 4103.93 | 279.65 | 3824.28 | 99431.22 |
| 11 | 2025-02 | 4093.57 | 269.29 | 3824.28 | 95606.94 |
| 12 | 2025-03 | 4083.21 | 258.94 | 3824.28 | 91782.67 |
| 13 | 2025-04 | 4072.86 | 248.58 | 3824.28 | 87958.39 |
| 14 | 2025-05 | 4062.50 | 238.22 | 3824.28 | 84134.11 |
| 15 | 2025-06 | 4052.14 | 227.86 | 3824.28 | 80309.83 |
| 16 | 2025-07 | 4041.78 | 217.51 | 3824.28 | 76485.56 |
| 17 | 2025-08 | 4031.43 | 207.15 | 3824.28 | 72661.28 |
| 18 | 2025-09 | 4021.07 | 196.79 | 3824.28 | 68837.00 |
| 19 | 2025-10 | 4010.71 | 186.43 | 3824.28 | 65012.72 |
| 20 | 2025-11 | 4000.35 | 176.08 | 3824.28 | 61188.44 |
| 21 | 2025-12 | 3990.00 | 165.72 | 3824.28 | 57364.17 |
| 22 | 2026-01 | 3979.64 | 155.36 | 3824.28 | 53539.89 |
| 23 | 2026-02 | 3969.28 | 145.00 | 3824.28 | 49715.61 |
| 24 | 2026-03 | 3958.92 | 134.65 | 3824.28 | 45891.33 |
| 25 | 2026-04 | 3948.57 | 124.29 | 3824.28 | 42067.06 |
| 26 | 2026-05 | 3938.21 | 113.93 | 3824.28 | 38242.78 |
| 27 | 2026-06 | 3927.85 | 103.57 | 3824.28 | 34418.50 |
| 28 | 2026-07 | 3917.49 | 93.22 | 3824.28 | 30594.22 |
| 29 | 2026-08 | 3907.14 | 82.86 | 3824.28 | 26769.94 |
| 30 | 2026-09 | 3896.78 | 72.50 | 3824.28 | 22945.67 |
| 31 | 2026-10 | 3886.42 | 62.14 | 3824.28 | 19121.39 |
| 32 | 2026-11 | 3876.06 | 51.79 | 3824.28 | 15297.11 |
| 33 | 2026-12 | 3865.71 | 41.43 | 3824.28 | 11472.83 |
| 34 | 2027-01 | 3855.35 | 31.07 | 3824.28 | 7648.56 |
| 35 | 2027-02 | 3844.99 | 20.71 | 3824.28 | 3824.28 |
| 36 | 2027-03 | 3834.64 | 10.36 | 3824.28 | 0.00 |