贷款1.69万（公积金贷款）房贷，还款6年4个月的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：1.69万
还款月数：6年4个月
每月还款：242.1元
利息总额：1451.98元
本息合计：1.84万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-05 | 242.10 | 36.72 | 205.38 | 16742.62 |
| 2 | 2025-06 | 242.10 | 36.28 | 205.83 | 16536.79 |
| 3 | 2025-07 | 242.10 | 35.83 | 206.28 | 16330.51 |
| 4 | 2025-08 | 242.10 | 35.38 | 206.72 | 16123.79 |
| 5 | 2025-09 | 242.10 | 34.93 | 207.17 | 15916.62 |
| 6 | 2025-10 | 242.10 | 34.49 | 207.62 | 15709.00 |
| 7 | 2025-11 | 242.10 | 34.04 | 208.07 | 15500.93 |
| 8 | 2025-12 | 242.10 | 33.59 | 208.52 | 15292.41 |
| 9 | 2026-01 | 242.10 | 33.13 | 208.97 | 15083.44 |
| 10 | 2026-02 | 242.10 | 32.68 | 209.42 | 14874.02 |
| 11 | 2026-03 | 242.10 | 32.23 | 209.88 | 14664.14 |
| 12 | 2026-04 | 242.10 | 31.77 | 210.33 | 14453.81 |
| 13 | 2026-05 | 242.10 | 31.32 | 210.79 | 14243.02 |
| 14 | 2026-06 | 242.10 | 30.86 | 211.25 | 14031.77 |
| 15 | 2026-07 | 242.10 | 30.40 | 211.70 | 13820.07 |
| 16 | 2026-08 | 242.10 | 29.94 | 212.16 | 13607.91 |
| 17 | 2026-09 | 242.10 | 29.48 | 212.62 | 13395.29 |
| 18 | 2026-10 | 242.10 | 29.02 | 213.08 | 13182.20 |
| 19 | 2026-11 | 242.10 | 28.56 | 213.54 | 12968.66 |
| 20 | 2026-12 | 242.10 | 28.10 | 214.01 | 12754.66 |
| 21 | 2027-01 | 242.10 | 27.64 | 214.47 | 12540.19 |
| 22 | 2027-02 | 242.10 | 27.17 | 214.93 | 12325.25 |
| 23 | 2027-03 | 242.10 | 26.70 | 215.40 | 12109.85 |
| 24 | 2027-04 | 242.10 | 26.24 | 215.87 | 11893.98 |
| 25 | 2027-05 | 242.10 | 25.77 | 216.33 | 11677.65 |
| 26 | 2027-06 | 242.10 | 25.30 | 216.80 | 11460.85 |
| 27 | 2027-07 | 242.10 | 24.83 | 217.27 | 11243.57 |
| 28 | 2027-08 | 242.10 | 24.36 | 217.74 | 11025.83 |
| 29 | 2027-09 | 242.10 | 23.89 | 218.22 | 10807.61 |
| 30 | 2027-10 | 242.10 | 23.42 | 218.69 | 10588.92 |
| 31 | 2027-11 | 242.10 | 22.94 | 219.16 | 10369.76 |
| 32 | 2027-12 | 242.10 | 22.47 | 219.64 | 10150.13 |
| 33 | 2028-01 | 242.10 | 21.99 | 220.11 | 9930.01 |
| 34 | 2028-02 | 242.10 | 21.52 | 220.59 | 9709.42 |
| 35 | 2028-03 | 242.10 | 21.04 | 221.07 | 9488.35 |
| 36 | 2028-04 | 242.10 | 20.56 | 221.55 | 9266.81 |
| 37 | 2028-05 | 242.10 | 20.08 | 222.03 | 9044.78 |
| 38 | 2028-06 | 242.10 | 19.60 | 222.51 | 8822.27 |
| 39 | 2028-07 | 242.10 | 19.11 | 222.99 | 8599.28 |
| 40 | 2028-08 | 242.10 | 18.63 | 223.47 | 8375.81 |
| 41 | 2028-09 | 242.10 | 18.15 | 223.96 | 8151.85 |
| 42 | 2028-10 | 242.10 | 17.66 | 224.44 | 7927.41 |
| 43 | 2028-11 | 242.10 | 17.18 | 224.93 | 7702.48 |
| 44 | 2028-12 | 242.10 | 16.69 | 225.42 | 7477.06 |
| 45 | 2029-01 | 242.10 | 16.20 | 225.90 | 7251.16 |
| 46 | 2029-02 | 242.10 | 15.71 | 226.39 | 7024.77 |
| 47 | 2029-03 | 242.10 | 15.22 | 226.88 | 6797.88 |
| 48 | 2029-04 | 242.10 | 14.73 | 227.38 | 6570.50 |
| 49 | 2029-05 | 242.10 | 14.24 | 227.87 | 6342.64 |
| 50 | 2029-06 | 242.10 | 13.74 | 228.36 | 6114.27 |
| 51 | 2029-07 | 242.10 | 13.25 | 228.86 | 5885.42 |
| 52 | 2029-08 | 242.10 | 12.75 | 229.35 | 5656.06 |
| 53 | 2029-09 | 242.10 | 12.25 | 229.85 | 5426.21 |
| 54 | 2029-10 | 242.10 | 11.76 | 230.35 | 5195.86 |
| 55 | 2029-11 | 242.10 | 11.26 | 230.85 | 4965.02 |
| 56 | 2029-12 | 242.10 | 10.76 | 231.35 | 4733.67 |
| 57 | 2030-01 | 242.10 | 10.26 | 231.85 | 4501.82 |
| 58 | 2030-02 | 242.10 | 9.75 | 232.35 | 4269.47 |
| 59 | 2030-03 | 242.10 | 9.25 | 232.85 | 4036.62 |
| 60 | 2030-04 | 242.10 | 8.75 | 233.36 | 3803.26 |
| 61 | 2030-05 | 242.10 | 8.24 | 233.86 | 3569.39 |
| 62 | 2030-06 | 242.10 | 7.73 | 234.37 | 3335.02 |
| 63 | 2030-07 | 242.10 | 7.23 | 234.88 | 3100.14 |
| 64 | 2030-08 | 242.10 | 6.72 | 235.39 | 2864.75 |
| 65 | 2030-09 | 242.10 | 6.21 | 235.90 | 2628.86 |
| 66 | 2030-10 | 242.10 | 5.70 | 236.41 | 2392.45 |
| 67 | 2030-11 | 242.10 | 5.18 | 236.92 | 2155.53 |
| 68 | 2030-12 | 242.10 | 4.67 | 237.43 | 1918.09 |
| 69 | 2031-01 | 242.10 | 4.16 | 237.95 | 1680.14 |
| 70 | 2031-02 | 242.10 | 3.64 | 238.46 | 1441.68 |
| 71 | 2031-03 | 242.10 | 3.12 | 238.98 | 1202.70 |
| 72 | 2031-04 | 242.10 | 2.61 | 239.50 | 963.20 |
| 73 | 2031-05 | 242.10 | 2.09 | 240.02 | 723.18 |
| 74 | 2031-06 | 242.10 | 1.57 | 240.54 | 482.64 |
| 75 | 2031-07 | 242.10 | 1.05 | 241.06 | 241.58 |
| 76 | 2031-08 | 242.10 | 0.52 | 241.58 | 0.00 |
等额本金还款方式：
贷款总额：1.69万
还款月数：6年4个月
首月还款：259.72元
每月递减：0.48元
利息总额：1413.75元
本息合计：1.84万
节省利息：38.23元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-05 | 259.72 | 36.72 | 223.00 | 16725.00 |
| 2 | 2025-06 | 259.24 | 36.24 | 223.00 | 16502.00 |
| 3 | 2025-07 | 258.75 | 35.75 | 223.00 | 16279.00 |
| 4 | 2025-08 | 258.27 | 35.27 | 223.00 | 16056.00 |
| 5 | 2025-09 | 257.79 | 34.79 | 223.00 | 15833.00 |
| 6 | 2025-10 | 257.30 | 34.30 | 223.00 | 15610.00 |
| 7 | 2025-11 | 256.82 | 33.82 | 223.00 | 15387.00 |
| 8 | 2025-12 | 256.34 | 33.34 | 223.00 | 15164.00 |
| 9 | 2026-01 | 255.86 | 32.86 | 223.00 | 14941.00 |
| 10 | 2026-02 | 255.37 | 32.37 | 223.00 | 14718.00 |
| 11 | 2026-03 | 254.89 | 31.89 | 223.00 | 14495.00 |
| 12 | 2026-04 | 254.41 | 31.41 | 223.00 | 14272.00 |
| 13 | 2026-05 | 253.92 | 30.92 | 223.00 | 14049.00 |
| 14 | 2026-06 | 253.44 | 30.44 | 223.00 | 13826.00 |
| 15 | 2026-07 | 252.96 | 29.96 | 223.00 | 13603.00 |
| 16 | 2026-08 | 252.47 | 29.47 | 223.00 | 13380.00 |
| 17 | 2026-09 | 251.99 | 28.99 | 223.00 | 13157.00 |
| 18 | 2026-10 | 251.51 | 28.51 | 223.00 | 12934.00 |
| 19 | 2026-11 | 251.02 | 28.02 | 223.00 | 12711.00 |
| 20 | 2026-12 | 250.54 | 27.54 | 223.00 | 12488.00 |
| 21 | 2027-01 | 250.06 | 27.06 | 223.00 | 12265.00 |
| 22 | 2027-02 | 249.57 | 26.57 | 223.00 | 12042.00 |
| 23 | 2027-03 | 249.09 | 26.09 | 223.00 | 11819.00 |
| 24 | 2027-04 | 248.61 | 25.61 | 223.00 | 11596.00 |
| 25 | 2027-05 | 248.12 | 25.12 | 223.00 | 11373.00 |
| 26 | 2027-06 | 247.64 | 24.64 | 223.00 | 11150.00 |
| 27 | 2027-07 | 247.16 | 24.16 | 223.00 | 10927.00 |
| 28 | 2027-08 | 246.68 | 23.68 | 223.00 | 10704.00 |
| 29 | 2027-09 | 246.19 | 23.19 | 223.00 | 10481.00 |
| 30 | 2027-10 | 245.71 | 22.71 | 223.00 | 10258.00 |
| 31 | 2027-11 | 245.23 | 22.23 | 223.00 | 10035.00 |
| 32 | 2027-12 | 244.74 | 21.74 | 223.00 | 9812.00 |
| 33 | 2028-01 | 244.26 | 21.26 | 223.00 | 9589.00 |
| 34 | 2028-02 | 243.78 | 20.78 | 223.00 | 9366.00 |
| 35 | 2028-03 | 243.29 | 20.29 | 223.00 | 9143.00 |
| 36 | 2028-04 | 242.81 | 19.81 | 223.00 | 8920.00 |
| 37 | 2028-05 | 242.33 | 19.33 | 223.00 | 8697.00 |
| 38 | 2028-06 | 241.84 | 18.84 | 223.00 | 8474.00 |
| 39 | 2028-07 | 241.36 | 18.36 | 223.00 | 8251.00 |
| 40 | 2028-08 | 240.88 | 17.88 | 223.00 | 8028.00 |
| 41 | 2028-09 | 240.39 | 17.39 | 223.00 | 7805.00 |
| 42 | 2028-10 | 239.91 | 16.91 | 223.00 | 7582.00 |
| 43 | 2028-11 | 239.43 | 16.43 | 223.00 | 7359.00 |
| 44 | 2028-12 | 238.94 | 15.94 | 223.00 | 7136.00 |
| 45 | 2029-01 | 238.46 | 15.46 | 223.00 | 6913.00 |
| 46 | 2029-02 | 237.98 | 14.98 | 223.00 | 6690.00 |
| 47 | 2029-03 | 237.50 | 14.50 | 223.00 | 6467.00 |
| 48 | 2029-04 | 237.01 | 14.01 | 223.00 | 6244.00 |
| 49 | 2029-05 | 236.53 | 13.53 | 223.00 | 6021.00 |
| 50 | 2029-06 | 236.05 | 13.05 | 223.00 | 5798.00 |
| 51 | 2029-07 | 235.56 | 12.56 | 223.00 | 5575.00 |
| 52 | 2029-08 | 235.08 | 12.08 | 223.00 | 5352.00 |
| 53 | 2029-09 | 234.60 | 11.60 | 223.00 | 5129.00 |
| 54 | 2029-10 | 234.11 | 11.11 | 223.00 | 4906.00 |
| 55 | 2029-11 | 233.63 | 10.63 | 223.00 | 4683.00 |
| 56 | 2029-12 | 233.15 | 10.15 | 223.00 | 4460.00 |
| 57 | 2030-01 | 232.66 | 9.66 | 223.00 | 4237.00 |
| 58 | 2030-02 | 232.18 | 9.18 | 223.00 | 4014.00 |
| 59 | 2030-03 | 231.70 | 8.70 | 223.00 | 3791.00 |
| 60 | 2030-04 | 231.21 | 8.21 | 223.00 | 3568.00 |
| 61 | 2030-05 | 230.73 | 7.73 | 223.00 | 3345.00 |
| 62 | 2030-06 | 230.25 | 7.25 | 223.00 | 3122.00 |
| 63 | 2030-07 | 229.76 | 6.76 | 223.00 | 2899.00 |
| 64 | 2030-08 | 229.28 | 6.28 | 223.00 | 2676.00 |
| 65 | 2030-09 | 228.80 | 5.80 | 223.00 | 2453.00 |
| 66 | 2030-10 | 228.31 | 5.31 | 223.00 | 2230.00 |
| 67 | 2030-11 | 227.83 | 4.83 | 223.00 | 2007.00 |
| 68 | 2030-12 | 227.35 | 4.35 | 223.00 | 1784.00 |
| 69 | 2031-01 | 226.87 | 3.87 | 223.00 | 1561.00 |
| 70 | 2031-02 | 226.38 | 3.38 | 223.00 | 1338.00 |
| 71 | 2031-03 | 225.90 | 2.90 | 223.00 | 1115.00 |
| 72 | 2031-04 | 225.42 | 2.42 | 223.00 | 892.00 |
| 73 | 2031-05 | 224.93 | 1.93 | 223.00 | 669.00 |
| 74 | 2031-06 | 224.45 | 1.45 | 223.00 | 446.00 |
| 75 | 2031-07 | 223.97 | 0.97 | 223.00 | 223.00 |
| 76 | 2031-08 | 223.48 | 0.48 | 223.00 | 0.00 |