贷款1.7万（公积金贷款）房贷，还款6年4个月的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：1.7万
还款月数：6年4个月
每月还款：242.13元
利息总额：1452.15元
本息合计：1.84万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-05 | 242.13 | 36.73 | 205.41 | 16744.59 |
| 2 | 2025-06 | 242.13 | 36.28 | 205.85 | 16538.74 |
| 3 | 2025-07 | 242.13 | 35.83 | 206.30 | 16332.44 |
| 4 | 2025-08 | 242.13 | 35.39 | 206.75 | 16125.69 |
| 5 | 2025-09 | 242.13 | 34.94 | 207.19 | 15918.50 |
| 6 | 2025-10 | 242.13 | 34.49 | 207.64 | 15710.85 |
| 7 | 2025-11 | 242.13 | 34.04 | 208.09 | 15502.76 |
| 8 | 2025-12 | 242.13 | 33.59 | 208.54 | 15294.22 |
| 9 | 2026-01 | 242.13 | 33.14 | 209.00 | 15085.22 |
| 10 | 2026-02 | 242.13 | 32.68 | 209.45 | 14875.77 |
| 11 | 2026-03 | 242.13 | 32.23 | 209.90 | 14665.87 |
| 12 | 2026-04 | 242.13 | 31.78 | 210.36 | 14455.51 |
| 13 | 2026-05 | 242.13 | 31.32 | 210.81 | 14244.70 |
| 14 | 2026-06 | 242.13 | 30.86 | 211.27 | 14033.43 |
| 15 | 2026-07 | 242.13 | 30.41 | 211.73 | 13821.70 |
| 16 | 2026-08 | 242.13 | 29.95 | 212.19 | 13609.51 |
| 17 | 2026-09 | 242.13 | 29.49 | 212.65 | 13396.87 |
| 18 | 2026-10 | 242.13 | 29.03 | 213.11 | 13183.76 |
| 19 | 2026-11 | 242.13 | 28.56 | 213.57 | 12970.19 |
| 20 | 2026-12 | 242.13 | 28.10 | 214.03 | 12756.16 |
| 21 | 2027-01 | 242.13 | 27.64 | 214.50 | 12541.67 |
| 22 | 2027-02 | 242.13 | 27.17 | 214.96 | 12326.71 |
| 23 | 2027-03 | 242.13 | 26.71 | 215.43 | 12111.28 |
| 24 | 2027-04 | 242.13 | 26.24 | 215.89 | 11895.39 |
| 25 | 2027-05 | 242.13 | 25.77 | 216.36 | 11679.03 |
| 26 | 2027-06 | 242.13 | 25.30 | 216.83 | 11462.20 |
| 27 | 2027-07 | 242.13 | 24.83 | 217.30 | 11244.90 |
| 28 | 2027-08 | 242.13 | 24.36 | 217.77 | 11027.13 |
| 29 | 2027-09 | 242.13 | 23.89 | 218.24 | 10808.89 |
| 30 | 2027-10 | 242.13 | 23.42 | 218.71 | 10590.17 |
| 31 | 2027-11 | 242.13 | 22.95 | 219.19 | 10370.99 |
| 32 | 2027-12 | 242.13 | 22.47 | 219.66 | 10151.32 |
| 33 | 2028-01 | 242.13 | 21.99 | 220.14 | 9931.18 |
| 34 | 2028-02 | 242.13 | 21.52 | 220.62 | 9710.57 |
| 35 | 2028-03 | 242.13 | 21.04 | 221.09 | 9489.47 |
| 36 | 2028-04 | 242.13 | 20.56 | 221.57 | 9267.90 |
| 37 | 2028-05 | 242.13 | 20.08 | 222.05 | 9045.85 |
| 38 | 2028-06 | 242.13 | 19.60 | 222.53 | 8823.31 |
| 39 | 2028-07 | 242.13 | 19.12 | 223.02 | 8600.30 |
| 40 | 2028-08 | 242.13 | 18.63 | 223.50 | 8376.80 |
| 41 | 2028-09 | 242.13 | 18.15 | 223.98 | 8152.81 |
| 42 | 2028-10 | 242.13 | 17.66 | 224.47 | 7928.35 |
| 43 | 2028-11 | 242.13 | 17.18 | 224.96 | 7703.39 |
| 44 | 2028-12 | 242.13 | 16.69 | 225.44 | 7477.95 |
| 45 | 2029-01 | 242.13 | 16.20 | 225.93 | 7252.02 |
| 46 | 2029-02 | 242.13 | 15.71 | 226.42 | 7025.59 |
| 47 | 2029-03 | 242.13 | 15.22 | 226.91 | 6798.68 |
| 48 | 2029-04 | 242.13 | 14.73 | 227.40 | 6571.28 |
| 49 | 2029-05 | 242.13 | 14.24 | 227.90 | 6343.38 |
| 50 | 2029-06 | 242.13 | 13.74 | 228.39 | 6114.99 |
| 51 | 2029-07 | 242.13 | 13.25 | 228.88 | 5886.11 |
| 52 | 2029-08 | 242.13 | 12.75 | 229.38 | 5656.73 |
| 53 | 2029-09 | 242.13 | 12.26 | 229.88 | 5426.85 |
| 54 | 2029-10 | 242.13 | 11.76 | 230.38 | 5196.48 |
| 55 | 2029-11 | 242.13 | 11.26 | 230.87 | 4965.60 |
| 56 | 2029-12 | 242.13 | 10.76 | 231.37 | 4734.23 |
| 57 | 2030-01 | 242.13 | 10.26 | 231.88 | 4502.35 |
| 58 | 2030-02 | 242.13 | 9.76 | 232.38 | 4269.97 |
| 59 | 2030-03 | 242.13 | 9.25 | 232.88 | 4037.09 |
| 60 | 2030-04 | 242.13 | 8.75 | 233.39 | 3803.71 |
| 61 | 2030-05 | 242.13 | 8.24 | 233.89 | 3569.81 |
| 62 | 2030-06 | 242.13 | 7.73 | 234.40 | 3335.41 |
| 63 | 2030-07 | 242.13 | 7.23 | 234.91 | 3100.51 |
| 64 | 2030-08 | 242.13 | 6.72 | 235.42 | 2865.09 |
| 65 | 2030-09 | 242.13 | 6.21 | 235.93 | 2629.17 |
| 66 | 2030-10 | 242.13 | 5.70 | 236.44 | 2392.73 |
| 67 | 2030-11 | 242.13 | 5.18 | 236.95 | 2155.78 |
| 68 | 2030-12 | 242.13 | 4.67 | 237.46 | 1918.32 |
| 69 | 2031-01 | 242.13 | 4.16 | 237.98 | 1680.34 |
| 70 | 2031-02 | 242.13 | 3.64 | 238.49 | 1441.85 |
| 71 | 2031-03 | 242.13 | 3.12 | 239.01 | 1202.84 |
| 72 | 2031-04 | 242.13 | 2.61 | 239.53 | 963.31 |
| 73 | 2031-05 | 242.13 | 2.09 | 240.05 | 723.26 |
| 74 | 2031-06 | 242.13 | 1.57 | 240.57 | 482.70 |
| 75 | 2031-07 | 242.13 | 1.05 | 241.09 | 241.61 |
| 76 | 2031-08 | 242.13 | 0.52 | 241.61 | 0.00 |
等额本金还款方式：
贷款总额：1.7万
还款月数：6年4个月
首月还款：259.75元
每月递减：0.48元
利息总额：1413.91元
本息合计：1.84万
节省利息：38.23元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-05 | 259.75 | 36.73 | 223.03 | 16726.97 |
| 2 | 2025-06 | 259.27 | 36.24 | 223.03 | 16503.95 |
| 3 | 2025-07 | 258.78 | 35.76 | 223.03 | 16280.92 |
| 4 | 2025-08 | 258.30 | 35.28 | 223.03 | 16057.89 |
| 5 | 2025-09 | 257.82 | 34.79 | 223.03 | 15834.87 |
| 6 | 2025-10 | 257.34 | 34.31 | 223.03 | 15611.84 |
| 7 | 2025-11 | 256.85 | 33.83 | 223.03 | 15388.82 |
| 8 | 2025-12 | 256.37 | 33.34 | 223.03 | 15165.79 |
| 9 | 2026-01 | 255.89 | 32.86 | 223.03 | 14942.76 |
| 10 | 2026-02 | 255.40 | 32.38 | 223.03 | 14719.74 |
| 11 | 2026-03 | 254.92 | 31.89 | 223.03 | 14496.71 |
| 12 | 2026-04 | 254.44 | 31.41 | 223.03 | 14273.68 |
| 13 | 2026-05 | 253.95 | 30.93 | 223.03 | 14050.66 |
| 14 | 2026-06 | 253.47 | 30.44 | 223.03 | 13827.63 |
| 15 | 2026-07 | 252.99 | 29.96 | 223.03 | 13604.61 |
| 16 | 2026-08 | 252.50 | 29.48 | 223.03 | 13381.58 |
| 17 | 2026-09 | 252.02 | 28.99 | 223.03 | 13158.55 |
| 18 | 2026-10 | 251.54 | 28.51 | 223.03 | 12935.53 |
| 19 | 2026-11 | 251.05 | 28.03 | 223.03 | 12712.50 |
| 20 | 2026-12 | 250.57 | 27.54 | 223.03 | 12489.47 |
| 21 | 2027-01 | 250.09 | 27.06 | 223.03 | 12266.45 |
| 22 | 2027-02 | 249.60 | 26.58 | 223.03 | 12043.42 |
| 23 | 2027-03 | 249.12 | 26.09 | 223.03 | 11820.39 |
| 24 | 2027-04 | 248.64 | 25.61 | 223.03 | 11597.37 |
| 25 | 2027-05 | 248.15 | 25.13 | 223.03 | 11374.34 |
| 26 | 2027-06 | 247.67 | 24.64 | 223.03 | 11151.32 |
| 27 | 2027-07 | 247.19 | 24.16 | 223.03 | 10928.29 |
| 28 | 2027-08 | 246.70 | 23.68 | 223.03 | 10705.26 |
| 29 | 2027-09 | 246.22 | 23.19 | 223.03 | 10482.24 |
| 30 | 2027-10 | 245.74 | 22.71 | 223.03 | 10259.21 |
| 31 | 2027-11 | 245.25 | 22.23 | 223.03 | 10036.18 |
| 32 | 2027-12 | 244.77 | 21.75 | 223.03 | 9813.16 |
| 33 | 2028-01 | 244.29 | 21.26 | 223.03 | 9590.13 |
| 34 | 2028-02 | 243.80 | 20.78 | 223.03 | 9367.11 |
| 35 | 2028-03 | 243.32 | 20.30 | 223.03 | 9144.08 |
| 36 | 2028-04 | 242.84 | 19.81 | 223.03 | 8921.05 |
| 37 | 2028-05 | 242.36 | 19.33 | 223.03 | 8698.03 |
| 38 | 2028-06 | 241.87 | 18.85 | 223.03 | 8475.00 |
| 39 | 2028-07 | 241.39 | 18.36 | 223.03 | 8251.97 |
| 40 | 2028-08 | 240.91 | 17.88 | 223.03 | 8028.95 |
| 41 | 2028-09 | 240.42 | 17.40 | 223.03 | 7805.92 |
| 42 | 2028-10 | 239.94 | 16.91 | 223.03 | 7582.89 |
| 43 | 2028-11 | 239.46 | 16.43 | 223.03 | 7359.87 |
| 44 | 2028-12 | 238.97 | 15.95 | 223.03 | 7136.84 |
| 45 | 2029-01 | 238.49 | 15.46 | 223.03 | 6913.82 |
| 46 | 2029-02 | 238.01 | 14.98 | 223.03 | 6690.79 |
| 47 | 2029-03 | 237.52 | 14.50 | 223.03 | 6467.76 |
| 48 | 2029-04 | 237.04 | 14.01 | 223.03 | 6244.74 |
| 49 | 2029-05 | 236.56 | 13.53 | 223.03 | 6021.71 |
| 50 | 2029-06 | 236.07 | 13.05 | 223.03 | 5798.68 |
| 51 | 2029-07 | 235.59 | 12.56 | 223.03 | 5575.66 |
| 52 | 2029-08 | 235.11 | 12.08 | 223.03 | 5352.63 |
| 53 | 2029-09 | 234.62 | 11.60 | 223.03 | 5129.61 |
| 54 | 2029-10 | 234.14 | 11.11 | 223.03 | 4906.58 |
| 55 | 2029-11 | 233.66 | 10.63 | 223.03 | 4683.55 |
| 56 | 2029-12 | 233.17 | 10.15 | 223.03 | 4460.53 |
| 57 | 2030-01 | 232.69 | 9.66 | 223.03 | 4237.50 |
| 58 | 2030-02 | 232.21 | 9.18 | 223.03 | 4014.47 |
| 59 | 2030-03 | 231.72 | 8.70 | 223.03 | 3791.45 |
| 60 | 2030-04 | 231.24 | 8.21 | 223.03 | 3568.42 |
| 61 | 2030-05 | 230.76 | 7.73 | 223.03 | 3345.39 |
| 62 | 2030-06 | 230.27 | 7.25 | 223.03 | 3122.37 |
| 63 | 2030-07 | 229.79 | 6.77 | 223.03 | 2899.34 |
| 64 | 2030-08 | 229.31 | 6.28 | 223.03 | 2676.32 |
| 65 | 2030-09 | 228.82 | 5.80 | 223.03 | 2453.29 |
| 66 | 2030-10 | 228.34 | 5.32 | 223.03 | 2230.26 |
| 67 | 2030-11 | 227.86 | 4.83 | 223.03 | 2007.24 |
| 68 | 2030-12 | 227.38 | 4.35 | 223.03 | 1784.21 |
| 69 | 2031-01 | 226.89 | 3.87 | 223.03 | 1561.18 |
| 70 | 2031-02 | 226.41 | 3.38 | 223.03 | 1338.16 |
| 71 | 2031-03 | 225.93 | 2.90 | 223.03 | 1115.13 |
| 72 | 2031-04 | 225.44 | 2.42 | 223.03 | 892.11 |
| 73 | 2031-05 | 224.96 | 1.93 | 223.03 | 669.08 |
| 74 | 2031-06 | 224.48 | 1.45 | 223.03 | 446.05 |
| 75 | 2031-07 | 223.99 | 0.97 | 223.03 | 223.03 |
| 76 | 2031-08 | 223.51 | 0.48 | 223.03 | 0.00 |