贷款17万（公积金贷款）房贷，还款5年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：17万
还款月数：5年
每月还款：3062.24元
利息总额：1.37万
本息合计：18.37万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-06 | 3062.24 | 439.17 | 2623.07 | 167376.93 |
| 2 | 2024-07 | 3062.24 | 432.39 | 2629.85 | 164747.08 |
| 3 | 2024-08 | 3062.24 | 425.60 | 2636.64 | 162110.44 |
| 4 | 2024-09 | 3062.24 | 418.79 | 2643.45 | 159466.99 |
| 5 | 2024-10 | 3062.24 | 411.96 | 2650.28 | 156816.71 |
| 6 | 2024-11 | 3062.24 | 405.11 | 2657.13 | 154159.58 |
| 7 | 2024-12 | 3062.24 | 398.25 | 2663.99 | 151495.59 |
| 8 | 2025-01 | 3062.24 | 391.36 | 2670.87 | 148824.71 |
| 9 | 2025-02 | 3062.24 | 384.46 | 2677.77 | 146146.94 |
| 10 | 2025-03 | 3062.24 | 377.55 | 2684.69 | 143462.25 |
| 11 | 2025-04 | 3062.24 | 370.61 | 2691.63 | 140770.62 |
| 12 | 2025-05 | 3062.24 | 363.66 | 2698.58 | 138072.04 |
| 13 | 2025-06 | 3062.24 | 356.69 | 2705.55 | 135366.49 |
| 14 | 2025-07 | 3062.24 | 349.70 | 2712.54 | 132653.95 |
| 15 | 2025-08 | 3062.24 | 342.69 | 2719.55 | 129934.40 |
| 16 | 2025-09 | 3062.24 | 335.66 | 2726.57 | 127207.82 |
| 17 | 2025-10 | 3062.24 | 328.62 | 2733.62 | 124474.21 |
| 18 | 2025-11 | 3062.24 | 321.56 | 2740.68 | 121733.53 |
| 19 | 2025-12 | 3062.24 | 314.48 | 2747.76 | 118985.77 |
| 20 | 2026-01 | 3062.24 | 307.38 | 2754.86 | 116230.91 |
| 21 | 2026-02 | 3062.24 | 300.26 | 2761.97 | 113468.93 |
| 22 | 2026-03 | 3062.24 | 293.13 | 2769.11 | 110699.83 |
| 23 | 2026-04 | 3062.24 | 285.97 | 2776.26 | 107923.56 |
| 24 | 2026-05 | 3062.24 | 278.80 | 2783.44 | 105140.13 |
| 25 | 2026-06 | 3062.24 | 271.61 | 2790.63 | 102349.50 |
| 26 | 2026-07 | 3062.24 | 264.40 | 2797.83 | 99551.67 |
| 27 | 2026-08 | 3062.24 | 257.18 | 2805.06 | 96746.60 |
| 28 | 2026-09 | 3062.24 | 249.93 | 2812.31 | 93934.29 |
| 29 | 2026-10 | 3062.24 | 242.66 | 2819.57 | 91114.72 |
| 30 | 2026-11 | 3062.24 | 235.38 | 2826.86 | 88287.86 |
| 31 | 2026-12 | 3062.24 | 228.08 | 2834.16 | 85453.70 |
| 32 | 2027-01 | 3062.24 | 220.76 | 2841.48 | 82612.22 |
| 33 | 2027-02 | 3062.24 | 213.41 | 2848.82 | 79763.40 |
| 34 | 2027-03 | 3062.24 | 206.06 | 2856.18 | 76907.21 |
| 35 | 2027-04 | 3062.24 | 198.68 | 2863.56 | 74043.65 |
| 36 | 2027-05 | 3062.24 | 191.28 | 2870.96 | 71172.69 |
| 37 | 2027-06 | 3062.24 | 183.86 | 2878.38 | 68294.32 |
| 38 | 2027-07 | 3062.24 | 176.43 | 2885.81 | 65408.51 |
| 39 | 2027-08 | 3062.24 | 168.97 | 2893.27 | 62515.24 |
| 40 | 2027-09 | 3062.24 | 161.50 | 2900.74 | 59614.50 |
| 41 | 2027-10 | 3062.24 | 154.00 | 2908.23 | 56706.27 |
| 42 | 2027-11 | 3062.24 | 146.49 | 2915.75 | 53790.52 |
| 43 | 2027-12 | 3062.24 | 138.96 | 2923.28 | 50867.24 |
| 44 | 2028-01 | 3062.24 | 131.41 | 2930.83 | 47936.41 |
| 45 | 2028-02 | 3062.24 | 123.84 | 2938.40 | 44998.01 |
| 46 | 2028-03 | 3062.24 | 116.24 | 2945.99 | 42052.02 |
| 47 | 2028-04 | 3062.24 | 108.63 | 2953.60 | 39098.41 |
| 48 | 2028-05 | 3062.24 | 101.00 | 2961.23 | 36137.18 |
| 49 | 2028-06 | 3062.24 | 93.35 | 2968.88 | 33168.30 |
| 50 | 2028-07 | 3062.24 | 85.68 | 2976.55 | 30191.74 |
| 51 | 2028-08 | 3062.24 | 78.00 | 2984.24 | 27207.50 |
| 52 | 2028-09 | 3062.24 | 70.29 | 2991.95 | 24215.55 |
| 53 | 2028-10 | 3062.24 | 62.56 | 2999.68 | 21215.87 |
| 54 | 2028-11 | 3062.24 | 54.81 | 3007.43 | 18208.44 |
| 55 | 2028-12 | 3062.24 | 47.04 | 3015.20 | 15193.24 |
| 56 | 2029-01 | 3062.24 | 39.25 | 3022.99 | 12170.25 |
| 57 | 2029-02 | 3062.24 | 31.44 | 3030.80 | 9139.45 |
| 58 | 2029-03 | 3062.24 | 23.61 | 3038.63 | 6100.82 |
| 59 | 2029-04 | 3062.24 | 15.76 | 3046.48 | 3054.35 |
| 60 | 2029-05 | 3062.24 | 7.89 | 3054.35 | 0.00 |
等额本金还款方式：
贷款总额：17万
还款月数：5年
首月还款：3272.5元
每月递减：7.32元
利息总额：1.34万
本息合计：18.34万
节省利息：339.69元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-06 | 3272.50 | 439.17 | 2833.33 | 167166.67 |
| 2 | 2024-07 | 3265.18 | 431.85 | 2833.33 | 164333.33 |
| 3 | 2024-08 | 3257.86 | 424.53 | 2833.33 | 161500.00 |
| 4 | 2024-09 | 3250.54 | 417.21 | 2833.33 | 158666.67 |
| 5 | 2024-10 | 3243.22 | 409.89 | 2833.33 | 155833.33 |
| 6 | 2024-11 | 3235.90 | 402.57 | 2833.33 | 153000.00 |
| 7 | 2024-12 | 3228.58 | 395.25 | 2833.33 | 150166.67 |
| 8 | 2025-01 | 3221.26 | 387.93 | 2833.33 | 147333.33 |
| 9 | 2025-02 | 3213.94 | 380.61 | 2833.33 | 144500.00 |
| 10 | 2025-03 | 3206.63 | 373.29 | 2833.33 | 141666.67 |
| 11 | 2025-04 | 3199.31 | 365.97 | 2833.33 | 138833.33 |
| 12 | 2025-05 | 3191.99 | 358.65 | 2833.33 | 136000.00 |
| 13 | 2025-06 | 3184.67 | 351.33 | 2833.33 | 133166.67 |
| 14 | 2025-07 | 3177.35 | 344.01 | 2833.33 | 130333.33 |
| 15 | 2025-08 | 3170.03 | 336.69 | 2833.33 | 127500.00 |
| 16 | 2025-09 | 3162.71 | 329.38 | 2833.33 | 124666.67 |
| 17 | 2025-10 | 3155.39 | 322.06 | 2833.33 | 121833.33 |
| 18 | 2025-11 | 3148.07 | 314.74 | 2833.33 | 119000.00 |
| 19 | 2025-12 | 3140.75 | 307.42 | 2833.33 | 116166.67 |
| 20 | 2026-01 | 3133.43 | 300.10 | 2833.33 | 113333.33 |
| 21 | 2026-02 | 3126.11 | 292.78 | 2833.33 | 110500.00 |
| 22 | 2026-03 | 3118.79 | 285.46 | 2833.33 | 107666.67 |
| 23 | 2026-04 | 3111.47 | 278.14 | 2833.33 | 104833.33 |
| 24 | 2026-05 | 3104.15 | 270.82 | 2833.33 | 102000.00 |
| 25 | 2026-06 | 3096.83 | 263.50 | 2833.33 | 99166.67 |
| 26 | 2026-07 | 3089.51 | 256.18 | 2833.33 | 96333.33 |
| 27 | 2026-08 | 3082.19 | 248.86 | 2833.33 | 93500.00 |
| 28 | 2026-09 | 3074.88 | 241.54 | 2833.33 | 90666.67 |
| 29 | 2026-10 | 3067.56 | 234.22 | 2833.33 | 87833.33 |
| 30 | 2026-11 | 3060.24 | 226.90 | 2833.33 | 85000.00 |
| 31 | 2026-12 | 3052.92 | 219.58 | 2833.33 | 82166.67 |
| 32 | 2027-01 | 3045.60 | 212.26 | 2833.33 | 79333.33 |
| 33 | 2027-02 | 3038.28 | 204.94 | 2833.33 | 76500.00 |
| 34 | 2027-03 | 3030.96 | 197.63 | 2833.33 | 73666.67 |
| 35 | 2027-04 | 3023.64 | 190.31 | 2833.33 | 70833.33 |
| 36 | 2027-05 | 3016.32 | 182.99 | 2833.33 | 68000.00 |
| 37 | 2027-06 | 3009.00 | 175.67 | 2833.33 | 65166.67 |
| 38 | 2027-07 | 3001.68 | 168.35 | 2833.33 | 62333.33 |
| 39 | 2027-08 | 2994.36 | 161.03 | 2833.33 | 59500.00 |
| 40 | 2027-09 | 2987.04 | 153.71 | 2833.33 | 56666.67 |
| 41 | 2027-10 | 2979.72 | 146.39 | 2833.33 | 53833.33 |
| 42 | 2027-11 | 2972.40 | 139.07 | 2833.33 | 51000.00 |
| 43 | 2027-12 | 2965.08 | 131.75 | 2833.33 | 48166.67 |
| 44 | 2028-01 | 2957.76 | 124.43 | 2833.33 | 45333.33 |
| 45 | 2028-02 | 2950.44 | 117.11 | 2833.33 | 42500.00 |
| 46 | 2028-03 | 2943.13 | 109.79 | 2833.33 | 39666.67 |
| 47 | 2028-04 | 2935.81 | 102.47 | 2833.33 | 36833.33 |
| 48 | 2028-05 | 2928.49 | 95.15 | 2833.33 | 34000.00 |
| 49 | 2028-06 | 2921.17 | 87.83 | 2833.33 | 31166.67 |
| 50 | 2028-07 | 2913.85 | 80.51 | 2833.33 | 28333.33 |
| 51 | 2028-08 | 2906.53 | 73.19 | 2833.33 | 25500.00 |
| 52 | 2028-09 | 2899.21 | 65.88 | 2833.33 | 22666.67 |
| 53 | 2028-10 | 2891.89 | 58.56 | 2833.33 | 19833.33 |
| 54 | 2028-11 | 2884.57 | 51.24 | 2833.33 | 17000.00 |
| 55 | 2028-12 | 2877.25 | 43.92 | 2833.33 | 14166.67 |
| 56 | 2029-01 | 2869.93 | 36.60 | 2833.33 | 11333.33 |
| 57 | 2029-02 | 2862.61 | 29.28 | 2833.33 | 8500.00 |
| 58 | 2029-03 | 2855.29 | 21.96 | 2833.33 | 5666.67 |
| 59 | 2029-04 | 2847.97 | 14.64 | 2833.33 | 2833.33 |
| 60 | 2029-05 | 2840.65 | 7.32 | 2833.33 | 0.00 |