深圳贷款1200万（公积金贷款）房贷，还款2年4个月的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：1200万
还款月数：2年4个月
每月还款：445606.61元
利息总额：47.7万
本息合计：1247.7万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-03 | 445606.61 | 32500.00 | 413106.61 | 11586893.39 |
| 2 | 2024-04 | 445606.61 | 31381.17 | 414225.44 | 11172667.95 |
| 3 | 2024-05 | 445606.61 | 30259.31 | 415347.30 | 10757320.65 |
| 4 | 2024-06 | 445606.61 | 29134.41 | 416472.20 | 10340848.45 |
| 5 | 2024-07 | 445606.61 | 28006.46 | 417600.14 | 9923248.31 |
| 6 | 2024-08 | 445606.61 | 26875.46 | 418731.14 | 9504517.16 |
| 7 | 2024-09 | 445606.61 | 25741.40 | 419865.21 | 9084651.96 |
| 8 | 2024-10 | 445606.61 | 24604.27 | 421002.34 | 8663649.61 |
| 9 | 2024-11 | 445606.61 | 23464.05 | 422142.56 | 8241507.06 |
| 10 | 2024-12 | 445606.61 | 22320.75 | 423285.86 | 7818221.19 |
| 11 | 2025-01 | 445606.61 | 21174.35 | 424432.26 | 7393788.94 |
| 12 | 2025-02 | 445606.61 | 20024.85 | 425581.76 | 6968207.17 |
| 13 | 2025-03 | 445606.61 | 18872.23 | 426734.38 | 6541472.79 |
| 14 | 2025-04 | 445606.61 | 17716.49 | 427890.12 | 6113582.67 |
| 15 | 2025-05 | 445606.61 | 16557.62 | 429048.99 | 5684533.68 |
| 16 | 2025-06 | 445606.61 | 15395.61 | 430211.00 | 5254322.68 |
| 17 | 2025-07 | 445606.61 | 14230.46 | 431376.15 | 4822946.53 |
| 18 | 2025-08 | 445606.61 | 13062.15 | 432544.46 | 4390402.07 |
| 19 | 2025-09 | 445606.61 | 11890.67 | 433715.94 | 3956686.13 |
| 20 | 2025-10 | 445606.61 | 10716.02 | 434890.58 | 3521795.55 |
| 21 | 2025-11 | 445606.61 | 9538.20 | 436068.41 | 3085727.14 |
| 22 | 2025-12 | 445606.61 | 8357.18 | 437249.43 | 2648477.71 |
| 23 | 2026-01 | 445606.61 | 7172.96 | 438433.65 | 2210044.06 |
| 24 | 2026-02 | 445606.61 | 5985.54 | 439621.07 | 1770422.99 |
| 25 | 2026-03 | 445606.61 | 4794.90 | 440811.71 | 1329611.27 |
| 26 | 2026-04 | 445606.61 | 3601.03 | 442005.58 | 887605.69 |
| 27 | 2026-05 | 445606.61 | 2403.93 | 443202.68 | 444403.02 |
| 28 | 2026-06 | 445606.61 | 1203.59 | 444403.02 | 0.00 |
等额本金还款方式：
贷款总额：1200万
还款月数：2年4个月
首月还款：461071.43元
每月递减：1160.71元
利息总额：47.13万
本息合计：1247.13万
节省利息：5735.05元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-03 | 461071.43 | 32500.00 | 428571.43 | 11571428.57 |
| 2 | 2024-04 | 459910.71 | 31339.29 | 428571.43 | 11142857.14 |
| 3 | 2024-05 | 458750.00 | 30178.57 | 428571.43 | 10714285.71 |
| 4 | 2024-06 | 457589.29 | 29017.86 | 428571.43 | 10285714.29 |
| 5 | 2024-07 | 456428.57 | 27857.14 | 428571.43 | 9857142.86 |
| 6 | 2024-08 | 455267.86 | 26696.43 | 428571.43 | 9428571.43 |
| 7 | 2024-09 | 454107.14 | 25535.71 | 428571.43 | 9000000.00 |
| 8 | 2024-10 | 452946.43 | 24375.00 | 428571.43 | 8571428.57 |
| 9 | 2024-11 | 451785.71 | 23214.29 | 428571.43 | 8142857.14 |
| 10 | 2024-12 | 450625.00 | 22053.57 | 428571.43 | 7714285.71 |
| 11 | 2025-01 | 449464.29 | 20892.86 | 428571.43 | 7285714.29 |
| 12 | 2025-02 | 448303.57 | 19732.14 | 428571.43 | 6857142.86 |
| 13 | 2025-03 | 447142.86 | 18571.43 | 428571.43 | 6428571.43 |
| 14 | 2025-04 | 445982.14 | 17410.71 | 428571.43 | 6000000.00 |
| 15 | 2025-05 | 444821.43 | 16250.00 | 428571.43 | 5571428.57 |
| 16 | 2025-06 | 443660.71 | 15089.29 | 428571.43 | 5142857.14 |
| 17 | 2025-07 | 442500.00 | 13928.57 | 428571.43 | 4714285.71 |
| 18 | 2025-08 | 441339.29 | 12767.86 | 428571.43 | 4285714.29 |
| 19 | 2025-09 | 440178.57 | 11607.14 | 428571.43 | 3857142.86 |
| 20 | 2025-10 | 439017.86 | 10446.43 | 428571.43 | 3428571.43 |
| 21 | 2025-11 | 437857.14 | 9285.71 | 428571.43 | 3000000.00 |
| 22 | 2025-12 | 436696.43 | 8125.00 | 428571.43 | 2571428.57 |
| 23 | 2026-01 | 435535.71 | 6964.29 | 428571.43 | 2142857.14 |
| 24 | 2026-02 | 434375.00 | 5803.57 | 428571.43 | 1714285.71 |
| 25 | 2026-03 | 433214.29 | 4642.86 | 428571.43 | 1285714.29 |
| 26 | 2026-04 | 432053.57 | 3482.14 | 428571.43 | 857142.86 |
| 27 | 2026-05 | 430892.86 | 2321.43 | 428571.43 | 428571.43 |
| 28 | 2026-06 | 429732.14 | 1160.71 | 428571.43 | 0.00 |