深圳贷款12万（公积金贷款）房贷，还款2年4个月的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：12万
还款月数：2年4个月
每月还款：4456.07元
利息总额：4769.85元
本息合计：12.48万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-03 | 4456.07 | 325.00 | 4131.07 | 115868.93 |
| 2 | 2024-04 | 4456.07 | 313.81 | 4142.25 | 111726.68 |
| 3 | 2024-05 | 4456.07 | 302.59 | 4153.47 | 107573.21 |
| 4 | 2024-06 | 4456.07 | 291.34 | 4164.72 | 103408.48 |
| 5 | 2024-07 | 4456.07 | 280.06 | 4176.00 | 99232.48 |
| 6 | 2024-08 | 4456.07 | 268.75 | 4187.31 | 95045.17 |
| 7 | 2024-09 | 4456.07 | 257.41 | 4198.65 | 90846.52 |
| 8 | 2024-10 | 4456.07 | 246.04 | 4210.02 | 86636.50 |
| 9 | 2024-11 | 4456.07 | 234.64 | 4221.43 | 82415.07 |
| 10 | 2024-12 | 4456.07 | 223.21 | 4232.86 | 78182.21 |
| 11 | 2025-01 | 4456.07 | 211.74 | 4244.32 | 73937.89 |
| 12 | 2025-02 | 4456.07 | 200.25 | 4255.82 | 69682.07 |
| 13 | 2025-03 | 4456.07 | 188.72 | 4267.34 | 65414.73 |
| 14 | 2025-04 | 4456.07 | 177.16 | 4278.90 | 61135.83 |
| 15 | 2025-05 | 4456.07 | 165.58 | 4290.49 | 56845.34 |
| 16 | 2025-06 | 4456.07 | 153.96 | 4302.11 | 52543.23 |
| 17 | 2025-07 | 4456.07 | 142.30 | 4313.76 | 48229.47 |
| 18 | 2025-08 | 4456.07 | 130.62 | 4325.44 | 43904.02 |
| 19 | 2025-09 | 4456.07 | 118.91 | 4337.16 | 39566.86 |
| 20 | 2025-10 | 4456.07 | 107.16 | 4348.91 | 35217.96 |
| 21 | 2025-11 | 4456.07 | 95.38 | 4360.68 | 30857.27 |
| 22 | 2025-12 | 4456.07 | 83.57 | 4372.49 | 26484.78 |
| 23 | 2026-01 | 4456.07 | 71.73 | 4384.34 | 22100.44 |
| 24 | 2026-02 | 4456.07 | 59.86 | 4396.21 | 17704.23 |
| 25 | 2026-03 | 4456.07 | 47.95 | 4408.12 | 13296.11 |
| 26 | 2026-04 | 4456.07 | 36.01 | 4420.06 | 8876.06 |
| 27 | 2026-05 | 4456.07 | 24.04 | 4432.03 | 4444.03 |
| 28 | 2026-06 | 4456.07 | 12.04 | 4444.03 | 0.00 |
等额本金还款方式：
贷款总额：12万
还款月数：2年4个月
首月还款：4610.71元
每月递减：11.61元
利息总额：4712.5元
本息合计：12.47万
节省利息：57.35元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-03 | 4610.71 | 325.00 | 4285.71 | 115714.29 |
| 2 | 2024-04 | 4599.11 | 313.39 | 4285.71 | 111428.57 |
| 3 | 2024-05 | 4587.50 | 301.79 | 4285.71 | 107142.86 |
| 4 | 2024-06 | 4575.89 | 290.18 | 4285.71 | 102857.14 |
| 5 | 2024-07 | 4564.29 | 278.57 | 4285.71 | 98571.43 |
| 6 | 2024-08 | 4552.68 | 266.96 | 4285.71 | 94285.71 |
| 7 | 2024-09 | 4541.07 | 255.36 | 4285.71 | 90000.00 |
| 8 | 2024-10 | 4529.46 | 243.75 | 4285.71 | 85714.29 |
| 9 | 2024-11 | 4517.86 | 232.14 | 4285.71 | 81428.57 |
| 10 | 2024-12 | 4506.25 | 220.54 | 4285.71 | 77142.86 |
| 11 | 2025-01 | 4494.64 | 208.93 | 4285.71 | 72857.14 |
| 12 | 2025-02 | 4483.04 | 197.32 | 4285.71 | 68571.43 |
| 13 | 2025-03 | 4471.43 | 185.71 | 4285.71 | 64285.71 |
| 14 | 2025-04 | 4459.82 | 174.11 | 4285.71 | 60000.00 |
| 15 | 2025-05 | 4448.21 | 162.50 | 4285.71 | 55714.29 |
| 16 | 2025-06 | 4436.61 | 150.89 | 4285.71 | 51428.57 |
| 17 | 2025-07 | 4425.00 | 139.29 | 4285.71 | 47142.86 |
| 18 | 2025-08 | 4413.39 | 127.68 | 4285.71 | 42857.14 |
| 19 | 2025-09 | 4401.79 | 116.07 | 4285.71 | 38571.43 |
| 20 | 2025-10 | 4390.18 | 104.46 | 4285.71 | 34285.71 |
| 21 | 2025-11 | 4378.57 | 92.86 | 4285.71 | 30000.00 |
| 22 | 2025-12 | 4366.96 | 81.25 | 4285.71 | 25714.29 |
| 23 | 2026-01 | 4355.36 | 69.64 | 4285.71 | 21428.57 |
| 24 | 2026-02 | 4343.75 | 58.04 | 4285.71 | 17142.86 |
| 25 | 2026-03 | 4332.14 | 46.43 | 4285.71 | 12857.14 |
| 26 | 2026-04 | 4320.54 | 34.82 | 4285.71 | 8571.43 |
| 27 | 2026-05 | 4308.93 | 23.21 | 4285.71 | 4285.71 |
| 28 | 2026-06 | 4297.32 | 11.61 | 4285.71 | 0.00 |