贷款9100元（公积金贷款）房贷，还款5年5个月的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：9100元
还款月数：5年5个月
每月还款：150.24元
利息总额：665.67元
本息合计：9765.67元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-05 | 150.24 | 19.72 | 130.52 | 8969.48 |
| 2 | 2025-06 | 150.24 | 19.43 | 130.81 | 8838.67 |
| 3 | 2025-07 | 150.24 | 19.15 | 131.09 | 8707.58 |
| 4 | 2025-08 | 150.24 | 18.87 | 131.37 | 8576.20 |
| 5 | 2025-09 | 150.24 | 18.58 | 131.66 | 8444.54 |
| 6 | 2025-10 | 150.24 | 18.30 | 131.94 | 8312.60 |
| 7 | 2025-11 | 150.24 | 18.01 | 132.23 | 8180.37 |
| 8 | 2025-12 | 150.24 | 17.72 | 132.52 | 8047.85 |
| 9 | 2026-01 | 150.24 | 17.44 | 132.80 | 7915.05 |
| 10 | 2026-02 | 150.24 | 17.15 | 133.09 | 7781.96 |
| 11 | 2026-03 | 150.24 | 16.86 | 133.38 | 7648.58 |
| 12 | 2026-04 | 150.24 | 16.57 | 133.67 | 7514.91 |
| 13 | 2026-05 | 150.24 | 16.28 | 133.96 | 7380.95 |
| 14 | 2026-06 | 150.24 | 15.99 | 134.25 | 7246.70 |
| 15 | 2026-07 | 150.24 | 15.70 | 134.54 | 7112.16 |
| 16 | 2026-08 | 150.24 | 15.41 | 134.83 | 6977.33 |
| 17 | 2026-09 | 150.24 | 15.12 | 135.12 | 6842.21 |
| 18 | 2026-10 | 150.24 | 14.82 | 135.42 | 6706.79 |
| 19 | 2026-11 | 150.24 | 14.53 | 135.71 | 6571.08 |
| 20 | 2026-12 | 150.24 | 14.24 | 136.00 | 6435.08 |
| 21 | 2027-01 | 150.24 | 13.94 | 136.30 | 6298.78 |
| 22 | 2027-02 | 150.24 | 13.65 | 136.59 | 6162.18 |
| 23 | 2027-03 | 150.24 | 13.35 | 136.89 | 6025.29 |
| 24 | 2027-04 | 150.24 | 13.05 | 137.19 | 5888.11 |
| 25 | 2027-05 | 150.24 | 12.76 | 137.48 | 5750.62 |
| 26 | 2027-06 | 150.24 | 12.46 | 137.78 | 5612.84 |
| 27 | 2027-07 | 150.24 | 12.16 | 138.08 | 5474.76 |
| 28 | 2027-08 | 150.24 | 11.86 | 138.38 | 5336.38 |
| 29 | 2027-09 | 150.24 | 11.56 | 138.68 | 5197.71 |
| 30 | 2027-10 | 150.24 | 11.26 | 138.98 | 5058.73 |
| 31 | 2027-11 | 150.24 | 10.96 | 139.28 | 4919.45 |
| 32 | 2027-12 | 150.24 | 10.66 | 139.58 | 4779.86 |
| 33 | 2028-01 | 150.24 | 10.36 | 139.88 | 4639.98 |
| 34 | 2028-02 | 150.24 | 10.05 | 140.19 | 4499.79 |
| 35 | 2028-03 | 150.24 | 9.75 | 140.49 | 4359.30 |
| 36 | 2028-04 | 150.24 | 9.45 | 140.80 | 4218.50 |
| 37 | 2028-05 | 150.24 | 9.14 | 141.10 | 4077.40 |
| 38 | 2028-06 | 150.24 | 8.83 | 141.41 | 3936.00 |
| 39 | 2028-07 | 150.24 | 8.53 | 141.71 | 3794.28 |
| 40 | 2028-08 | 150.24 | 8.22 | 142.02 | 3652.26 |
| 41 | 2028-09 | 150.24 | 7.91 | 142.33 | 3509.93 |
| 42 | 2028-10 | 150.24 | 7.60 | 142.64 | 3367.30 |
| 43 | 2028-11 | 150.24 | 7.30 | 142.95 | 3224.35 |
| 44 | 2028-12 | 150.24 | 6.99 | 143.25 | 3081.10 |
| 45 | 2029-01 | 150.24 | 6.68 | 143.57 | 2937.53 |
| 46 | 2029-02 | 150.24 | 6.36 | 143.88 | 2793.66 |
| 47 | 2029-03 | 150.24 | 6.05 | 144.19 | 2649.47 |
| 48 | 2029-04 | 150.24 | 5.74 | 144.50 | 2504.97 |
| 49 | 2029-05 | 150.24 | 5.43 | 144.81 | 2360.15 |
| 50 | 2029-06 | 150.24 | 5.11 | 145.13 | 2215.03 |
| 51 | 2029-07 | 150.24 | 4.80 | 145.44 | 2069.59 |
| 52 | 2029-08 | 150.24 | 4.48 | 145.76 | 1923.83 |
| 53 | 2029-09 | 150.24 | 4.17 | 146.07 | 1777.76 |
| 54 | 2029-10 | 150.24 | 3.85 | 146.39 | 1631.37 |
| 55 | 2029-11 | 150.24 | 3.53 | 146.71 | 1484.66 |
| 56 | 2029-12 | 150.24 | 3.22 | 147.02 | 1337.64 |
| 57 | 2030-01 | 150.24 | 2.90 | 147.34 | 1190.29 |
| 58 | 2030-02 | 150.24 | 2.58 | 147.66 | 1042.63 |
| 59 | 2030-03 | 150.24 | 2.26 | 147.98 | 894.65 |
| 60 | 2030-04 | 150.24 | 1.94 | 148.30 | 746.35 |
| 61 | 2030-05 | 150.24 | 1.62 | 148.62 | 597.72 |
| 62 | 2030-06 | 150.24 | 1.30 | 148.95 | 448.78 |
| 63 | 2030-07 | 150.24 | 0.97 | 149.27 | 299.51 |
| 64 | 2030-08 | 150.24 | 0.65 | 149.59 | 149.92 |
| 65 | 2030-09 | 150.24 | 0.32 | 149.92 | 0.00 |
等额本金还款方式：
贷款总额：9100元
还款月数：5年5个月
首月还款：159.72元
每月递减：0.3元
利息总额：650.65元
本息合计：9750.65元
节省利息：15.02元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-05 | 159.72 | 19.72 | 140.00 | 8960.00 |
| 2 | 2025-06 | 159.41 | 19.41 | 140.00 | 8820.00 |
| 3 | 2025-07 | 159.11 | 19.11 | 140.00 | 8680.00 |
| 4 | 2025-08 | 158.81 | 18.81 | 140.00 | 8540.00 |
| 5 | 2025-09 | 158.50 | 18.50 | 140.00 | 8400.00 |
| 6 | 2025-10 | 158.20 | 18.20 | 140.00 | 8260.00 |
| 7 | 2025-11 | 157.90 | 17.90 | 140.00 | 8120.00 |
| 8 | 2025-12 | 157.59 | 17.59 | 140.00 | 7980.00 |
| 9 | 2026-01 | 157.29 | 17.29 | 140.00 | 7840.00 |
| 10 | 2026-02 | 156.99 | 16.99 | 140.00 | 7700.00 |
| 11 | 2026-03 | 156.68 | 16.68 | 140.00 | 7560.00 |
| 12 | 2026-04 | 156.38 | 16.38 | 140.00 | 7420.00 |
| 13 | 2026-05 | 156.08 | 16.08 | 140.00 | 7280.00 |
| 14 | 2026-06 | 155.77 | 15.77 | 140.00 | 7140.00 |
| 15 | 2026-07 | 155.47 | 15.47 | 140.00 | 7000.00 |
| 16 | 2026-08 | 155.17 | 15.17 | 140.00 | 6860.00 |
| 17 | 2026-09 | 154.86 | 14.86 | 140.00 | 6720.00 |
| 18 | 2026-10 | 154.56 | 14.56 | 140.00 | 6580.00 |
| 19 | 2026-11 | 154.26 | 14.26 | 140.00 | 6440.00 |
| 20 | 2026-12 | 153.95 | 13.95 | 140.00 | 6300.00 |
| 21 | 2027-01 | 153.65 | 13.65 | 140.00 | 6160.00 |
| 22 | 2027-02 | 153.35 | 13.35 | 140.00 | 6020.00 |
| 23 | 2027-03 | 153.04 | 13.04 | 140.00 | 5880.00 |
| 24 | 2027-04 | 152.74 | 12.74 | 140.00 | 5740.00 |
| 25 | 2027-05 | 152.44 | 12.44 | 140.00 | 5600.00 |
| 26 | 2027-06 | 152.13 | 12.13 | 140.00 | 5460.00 |
| 27 | 2027-07 | 151.83 | 11.83 | 140.00 | 5320.00 |
| 28 | 2027-08 | 151.53 | 11.53 | 140.00 | 5180.00 |
| 29 | 2027-09 | 151.22 | 11.22 | 140.00 | 5040.00 |
| 30 | 2027-10 | 150.92 | 10.92 | 140.00 | 4900.00 |
| 31 | 2027-11 | 150.62 | 10.62 | 140.00 | 4760.00 |
| 32 | 2027-12 | 150.31 | 10.31 | 140.00 | 4620.00 |
| 33 | 2028-01 | 150.01 | 10.01 | 140.00 | 4480.00 |
| 34 | 2028-02 | 149.71 | 9.71 | 140.00 | 4340.00 |
| 35 | 2028-03 | 149.40 | 9.40 | 140.00 | 4200.00 |
| 36 | 2028-04 | 149.10 | 9.10 | 140.00 | 4060.00 |
| 37 | 2028-05 | 148.80 | 8.80 | 140.00 | 3920.00 |
| 38 | 2028-06 | 148.49 | 8.49 | 140.00 | 3780.00 |
| 39 | 2028-07 | 148.19 | 8.19 | 140.00 | 3640.00 |
| 40 | 2028-08 | 147.89 | 7.89 | 140.00 | 3500.00 |
| 41 | 2028-09 | 147.58 | 7.58 | 140.00 | 3360.00 |
| 42 | 2028-10 | 147.28 | 7.28 | 140.00 | 3220.00 |
| 43 | 2028-11 | 146.98 | 6.98 | 140.00 | 3080.00 |
| 44 | 2028-12 | 146.67 | 6.67 | 140.00 | 2940.00 |
| 45 | 2029-01 | 146.37 | 6.37 | 140.00 | 2800.00 |
| 46 | 2029-02 | 146.07 | 6.07 | 140.00 | 2660.00 |
| 47 | 2029-03 | 145.76 | 5.76 | 140.00 | 2520.00 |
| 48 | 2029-04 | 145.46 | 5.46 | 140.00 | 2380.00 |
| 49 | 2029-05 | 145.16 | 5.16 | 140.00 | 2240.00 |
| 50 | 2029-06 | 144.85 | 4.85 | 140.00 | 2100.00 |
| 51 | 2029-07 | 144.55 | 4.55 | 140.00 | 1960.00 |
| 52 | 2029-08 | 144.25 | 4.25 | 140.00 | 1820.00 |
| 53 | 2029-09 | 143.94 | 3.94 | 140.00 | 1680.00 |
| 54 | 2029-10 | 143.64 | 3.64 | 140.00 | 1540.00 |
| 55 | 2029-11 | 143.34 | 3.34 | 140.00 | 1400.00 |
| 56 | 2029-12 | 143.03 | 3.03 | 140.00 | 1260.00 |
| 57 | 2030-01 | 142.73 | 2.73 | 140.00 | 1120.00 |
| 58 | 2030-02 | 142.43 | 2.43 | 140.00 | 980.00 |
| 59 | 2030-03 | 142.12 | 2.12 | 140.00 | 840.00 |
| 60 | 2030-04 | 141.82 | 1.82 | 140.00 | 700.00 |
| 61 | 2030-05 | 141.52 | 1.52 | 140.00 | 560.00 |
| 62 | 2030-06 | 141.21 | 1.21 | 140.00 | 420.00 |
| 63 | 2030-07 | 140.91 | 0.91 | 140.00 | 280.00 |
| 64 | 2030-08 | 140.61 | 0.61 | 140.00 | 140.00 |
| 65 | 2030-09 | 140.30 | 0.30 | 140.00 | 0.00 |