贷款2.66万（公积金贷款）房贷，还款6年2个月的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：2.66万
还款月数：6年2个月
每月还款：389.67元
利息总额：2219.47元
本息合计：2.88万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-05 | 389.67 | 57.67 | 332.00 | 26284.00 |
| 2 | 2025-06 | 389.67 | 56.95 | 332.72 | 25951.28 |
| 3 | 2025-07 | 389.67 | 56.23 | 333.44 | 25617.84 |
| 4 | 2025-08 | 389.67 | 55.51 | 334.16 | 25283.68 |
| 5 | 2025-09 | 389.67 | 54.78 | 334.89 | 24948.79 |
| 6 | 2025-10 | 389.67 | 54.06 | 335.61 | 24613.18 |
| 7 | 2025-11 | 389.67 | 53.33 | 336.34 | 24276.84 |
| 8 | 2025-12 | 389.67 | 52.60 | 337.07 | 23939.77 |
| 9 | 2026-01 | 389.67 | 51.87 | 337.80 | 23601.97 |
| 10 | 2026-02 | 389.67 | 51.14 | 338.53 | 23263.44 |
| 11 | 2026-03 | 389.67 | 50.40 | 339.26 | 22924.17 |
| 12 | 2026-04 | 389.67 | 49.67 | 340.00 | 22584.17 |
| 13 | 2026-05 | 389.67 | 48.93 | 340.74 | 22243.44 |
| 14 | 2026-06 | 389.67 | 48.19 | 341.47 | 21901.96 |
| 15 | 2026-07 | 389.67 | 47.45 | 342.21 | 21559.75 |
| 16 | 2026-08 | 389.67 | 46.71 | 342.96 | 21216.79 |
| 17 | 2026-09 | 389.67 | 45.97 | 343.70 | 20873.09 |
| 18 | 2026-10 | 389.67 | 45.23 | 344.44 | 20528.65 |
| 19 | 2026-11 | 389.67 | 44.48 | 345.19 | 20183.46 |
| 20 | 2026-12 | 389.67 | 43.73 | 345.94 | 19837.52 |
| 21 | 2027-01 | 389.67 | 42.98 | 346.69 | 19490.84 |
| 22 | 2027-02 | 389.67 | 42.23 | 347.44 | 19143.40 |
| 23 | 2027-03 | 389.67 | 41.48 | 348.19 | 18795.21 |
| 24 | 2027-04 | 389.67 | 40.72 | 348.95 | 18446.26 |
| 25 | 2027-05 | 389.67 | 39.97 | 349.70 | 18096.56 |
| 26 | 2027-06 | 389.67 | 39.21 | 350.46 | 17746.10 |
| 27 | 2027-07 | 389.67 | 38.45 | 351.22 | 17394.88 |
| 28 | 2027-08 | 389.67 | 37.69 | 351.98 | 17042.90 |
| 29 | 2027-09 | 389.67 | 36.93 | 352.74 | 16690.16 |
| 30 | 2027-10 | 389.67 | 36.16 | 353.51 | 16336.65 |
| 31 | 2027-11 | 389.67 | 35.40 | 354.27 | 15982.38 |
| 32 | 2027-12 | 389.67 | 34.63 | 355.04 | 15627.34 |
| 33 | 2028-01 | 389.67 | 33.86 | 355.81 | 15271.53 |
| 34 | 2028-02 | 389.67 | 33.09 | 356.58 | 14914.95 |
| 35 | 2028-03 | 389.67 | 32.32 | 357.35 | 14557.60 |
| 36 | 2028-04 | 389.67 | 31.54 | 358.13 | 14199.47 |
| 37 | 2028-05 | 389.67 | 30.77 | 358.90 | 13840.57 |
| 38 | 2028-06 | 389.67 | 29.99 | 359.68 | 13480.89 |
| 39 | 2028-07 | 389.67 | 29.21 | 360.46 | 13120.43 |
| 40 | 2028-08 | 389.67 | 28.43 | 361.24 | 12759.19 |
| 41 | 2028-09 | 389.67 | 27.64 | 362.02 | 12397.16 |
| 42 | 2028-10 | 389.67 | 26.86 | 362.81 | 12034.35 |
| 43 | 2028-11 | 389.67 | 26.07 | 363.59 | 11670.76 |
| 44 | 2028-12 | 389.67 | 25.29 | 364.38 | 11306.38 |
| 45 | 2029-01 | 389.67 | 24.50 | 365.17 | 10941.21 |
| 46 | 2029-02 | 389.67 | 23.71 | 365.96 | 10575.24 |
| 47 | 2029-03 | 389.67 | 22.91 | 366.76 | 10208.49 |
| 48 | 2029-04 | 389.67 | 22.12 | 367.55 | 9840.94 |
| 49 | 2029-05 | 389.67 | 21.32 | 368.35 | 9472.59 |
| 50 | 2029-06 | 389.67 | 20.52 | 369.14 | 9103.45 |
| 51 | 2029-07 | 389.67 | 19.72 | 369.94 | 8733.50 |
| 52 | 2029-08 | 389.67 | 18.92 | 370.75 | 8362.76 |
| 53 | 2029-09 | 389.67 | 18.12 | 371.55 | 7991.21 |
| 54 | 2029-10 | 389.67 | 17.31 | 372.35 | 7618.85 |
| 55 | 2029-11 | 389.67 | 16.51 | 373.16 | 7245.69 |
| 56 | 2029-12 | 389.67 | 15.70 | 373.97 | 6871.72 |
| 57 | 2030-01 | 389.67 | 14.89 | 374.78 | 6496.94 |
| 58 | 2030-02 | 389.67 | 14.08 | 375.59 | 6121.35 |
| 59 | 2030-03 | 389.67 | 13.26 | 376.41 | 5744.95 |
| 60 | 2030-04 | 389.67 | 12.45 | 377.22 | 5367.72 |
| 61 | 2030-05 | 389.67 | 11.63 | 378.04 | 4989.69 |
| 62 | 2030-06 | 389.67 | 10.81 | 378.86 | 4610.83 |
| 63 | 2030-07 | 389.67 | 9.99 | 379.68 | 4231.15 |
| 64 | 2030-08 | 389.67 | 9.17 | 380.50 | 3850.65 |
| 65 | 2030-09 | 389.67 | 8.34 | 381.33 | 3469.32 |
| 66 | 2030-10 | 389.67 | 7.52 | 382.15 | 3087.17 |
| 67 | 2030-11 | 389.67 | 6.69 | 382.98 | 2704.19 |
| 68 | 2030-12 | 389.67 | 5.86 | 383.81 | 2320.38 |
| 69 | 2031-01 | 389.67 | 5.03 | 384.64 | 1935.74 |
| 70 | 2031-02 | 389.67 | 4.19 | 385.47 | 1550.27 |
| 71 | 2031-03 | 389.67 | 3.36 | 386.31 | 1163.96 |
| 72 | 2031-04 | 389.67 | 2.52 | 387.15 | 776.81 |
| 73 | 2031-05 | 389.67 | 1.68 | 387.99 | 388.83 |
| 74 | 2031-06 | 389.67 | 0.84 | 388.83 | 0.00 |
等额本金还款方式：
贷款总额：2.66万
还款月数：6年2个月
首月还款：417.34元
每月递减：0.78元
利息总额：2162.55元
本息合计：2.88万
节省利息：56.92元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-05 | 417.34 | 57.67 | 359.68 | 26256.32 |
| 2 | 2025-06 | 416.56 | 56.89 | 359.68 | 25896.65 |
| 3 | 2025-07 | 415.79 | 56.11 | 359.68 | 25536.97 |
| 4 | 2025-08 | 415.01 | 55.33 | 359.68 | 25177.30 |
| 5 | 2025-09 | 414.23 | 54.55 | 359.68 | 24817.62 |
| 6 | 2025-10 | 413.45 | 53.77 | 359.68 | 24457.95 |
| 7 | 2025-11 | 412.67 | 52.99 | 359.68 | 24098.27 |
| 8 | 2025-12 | 411.89 | 52.21 | 359.68 | 23738.59 |
| 9 | 2026-01 | 411.11 | 51.43 | 359.68 | 23378.92 |
| 10 | 2026-02 | 410.33 | 50.65 | 359.68 | 23019.24 |
| 11 | 2026-03 | 409.55 | 49.88 | 359.68 | 22659.57 |
| 12 | 2026-04 | 408.77 | 49.10 | 359.68 | 22299.89 |
| 13 | 2026-05 | 407.99 | 48.32 | 359.68 | 21940.22 |
| 14 | 2026-06 | 407.21 | 47.54 | 359.68 | 21580.54 |
| 15 | 2026-07 | 406.43 | 46.76 | 359.68 | 21220.86 |
| 16 | 2026-08 | 405.65 | 45.98 | 359.68 | 20861.19 |
| 17 | 2026-09 | 404.87 | 45.20 | 359.68 | 20501.51 |
| 18 | 2026-10 | 404.10 | 44.42 | 359.68 | 20141.84 |
| 19 | 2026-11 | 403.32 | 43.64 | 359.68 | 19782.16 |
| 20 | 2026-12 | 402.54 | 42.86 | 359.68 | 19422.49 |
| 21 | 2027-01 | 401.76 | 42.08 | 359.68 | 19062.81 |
| 22 | 2027-02 | 400.98 | 41.30 | 359.68 | 18703.14 |
| 23 | 2027-03 | 400.20 | 40.52 | 359.68 | 18343.46 |
| 24 | 2027-04 | 399.42 | 39.74 | 359.68 | 17983.78 |
| 25 | 2027-05 | 398.64 | 38.96 | 359.68 | 17624.11 |
| 26 | 2027-06 | 397.86 | 38.19 | 359.68 | 17264.43 |
| 27 | 2027-07 | 397.08 | 37.41 | 359.68 | 16904.76 |
| 28 | 2027-08 | 396.30 | 36.63 | 359.68 | 16545.08 |
| 29 | 2027-09 | 395.52 | 35.85 | 359.68 | 16185.41 |
| 30 | 2027-10 | 394.74 | 35.07 | 359.68 | 15825.73 |
| 31 | 2027-11 | 393.96 | 34.29 | 359.68 | 15466.05 |
| 32 | 2027-12 | 393.19 | 33.51 | 359.68 | 15106.38 |
| 33 | 2028-01 | 392.41 | 32.73 | 359.68 | 14746.70 |
| 34 | 2028-02 | 391.63 | 31.95 | 359.68 | 14387.03 |
| 35 | 2028-03 | 390.85 | 31.17 | 359.68 | 14027.35 |
| 36 | 2028-04 | 390.07 | 30.39 | 359.68 | 13667.68 |
| 37 | 2028-05 | 389.29 | 29.61 | 359.68 | 13308.00 |
| 38 | 2028-06 | 388.51 | 28.83 | 359.68 | 12948.32 |
| 39 | 2028-07 | 387.73 | 28.05 | 359.68 | 12588.65 |
| 40 | 2028-08 | 386.95 | 27.28 | 359.68 | 12228.97 |
| 41 | 2028-09 | 386.17 | 26.50 | 359.68 | 11869.30 |
| 42 | 2028-10 | 385.39 | 25.72 | 359.68 | 11509.62 |
| 43 | 2028-11 | 384.61 | 24.94 | 359.68 | 11149.95 |
| 44 | 2028-12 | 383.83 | 24.16 | 359.68 | 10790.27 |
| 45 | 2029-01 | 383.05 | 23.38 | 359.68 | 10430.59 |
| 46 | 2029-02 | 382.28 | 22.60 | 359.68 | 10070.92 |
| 47 | 2029-03 | 381.50 | 21.82 | 359.68 | 9711.24 |
| 48 | 2029-04 | 380.72 | 21.04 | 359.68 | 9351.57 |
| 49 | 2029-05 | 379.94 | 20.26 | 359.68 | 8991.89 |
| 50 | 2029-06 | 379.16 | 19.48 | 359.68 | 8632.22 |
| 51 | 2029-07 | 378.38 | 18.70 | 359.68 | 8272.54 |
| 52 | 2029-08 | 377.60 | 17.92 | 359.68 | 7912.86 |
| 53 | 2029-09 | 376.82 | 17.14 | 359.68 | 7553.19 |
| 54 | 2029-10 | 376.04 | 16.37 | 359.68 | 7193.51 |
| 55 | 2029-11 | 375.26 | 15.59 | 359.68 | 6833.84 |
| 56 | 2029-12 | 374.48 | 14.81 | 359.68 | 6474.16 |
| 57 | 2030-01 | 373.70 | 14.03 | 359.68 | 6114.49 |
| 58 | 2030-02 | 372.92 | 13.25 | 359.68 | 5754.81 |
| 59 | 2030-03 | 372.14 | 12.47 | 359.68 | 5395.14 |
| 60 | 2030-04 | 371.37 | 11.69 | 359.68 | 5035.46 |
| 61 | 2030-05 | 370.59 | 10.91 | 359.68 | 4675.78 |
| 62 | 2030-06 | 369.81 | 10.13 | 359.68 | 4316.11 |
| 63 | 2030-07 | 369.03 | 9.35 | 359.68 | 3956.43 |
| 64 | 2030-08 | 368.25 | 8.57 | 359.68 | 3596.76 |
| 65 | 2030-09 | 367.47 | 7.79 | 359.68 | 3237.08 |
| 66 | 2030-10 | 366.69 | 7.01 | 359.68 | 2877.41 |
| 67 | 2030-11 | 365.91 | 6.23 | 359.68 | 2517.73 |
| 68 | 2030-12 | 365.13 | 5.46 | 359.68 | 2158.05 |
| 69 | 2031-01 | 364.35 | 4.68 | 359.68 | 1798.38 |
| 70 | 2031-02 | 363.57 | 3.90 | 359.68 | 1438.70 |
| 71 | 2031-03 | 362.79 | 3.12 | 359.68 | 1079.03 |
| 72 | 2031-04 | 362.01 | 2.34 | 359.68 | 719.35 |
| 73 | 2031-05 | 361.23 | 1.56 | 359.68 | 359.68 |
| 74 | 2031-06 | 360.45 | 0.78 | 359.68 | 0.00 |